Kane County property record for 391 Ann St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,404 sqft · built 1927 |
| Lot Size | 0.103 acres (4,505 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $52,000 (Jul 2013) |
| Tax Bill | $4,952 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-128-008 |
| Primary APN | 06-13-128-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,404 sqft Living Area |
| Gross Area | 2,172 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,505 sqft (0.103 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 391 ANN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES LYND HEIRS ADDN LOT 5 |
| Legal Subdivision | JAMES LYND HEIRS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 851302 |
391 Ann St is owned and occupied by two individuals who acquired it in November 2015.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 391 ANN ST, ELGIN, IL 60120-4227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2013 · Amount on File |
| Deed Sale | Jul 12, 2013 · Amount on File |
| Prior Sale | Apr 30, 2013 |
| Deed Document Number | 201351146 |
| Last Transfer Date | Nov 3, 2015 |
| Transfer Doc | 0000061979 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 391 Ann St was $4,952 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,952.00 Homeowner's exemption | $72,916 (+8.57%) Land $10,604 Building $62,312 | $218,836 (+8.57%) Land $31,825 Building $187,011 |
| 2024 | $67,160 Land $9,767 Building $57,393 | $201,561 Land $29,313 Building $172,248 | |
| 2022 | $4,276.00 (+4.83%) Homeowner's exemption | $55,324 (+6.96%) Land $8,046 Building $47,278 | $165,972 (+6.96%) Land $24,138 Building $141,834 |
| 2021 | $4,079.00 Homeowner's exemption | $51,724 Land $7,522 Building $44,202 | $155,172 Land $22,566 Building $132,606 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 391 Ann St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 391 Ann St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile.
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