39092 Gardenside Dr, Willoughby, OH 44094 Property Records

Lake County property record for 39092 Gardenside Dr, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,796 sqft · built 1956
Lot Size	0.268 acres (11,700 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Oct 2021)
Tax Bill	$5,410 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-A-032-F-00-006-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-032-F-00-006-0`
Alternative APN	`57`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,796 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	100 sqft
Finished Basement	100 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2014
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	11,700 sqft (0.268 acres)
Lot Dimensions	195 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	360 sqft
Deck Area	210 sqft
Patio Area	452 sqft
Shed	1 Shed
Shed Area	144 sqft
Gazebo	121 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	57
Street Address	39092 GARDENSIDE DR
City	WILLOUGHBY
State	OH
Zip	44094-7910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 1 TRACT 4
Legal Subdivision	GARDENSIDE ESTATES
Legal Tract	4
Legal Lot Number	40
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2007
Census Tract	201500

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	39092 GARDENSIDE DR, WILLOUGHBY, OH 44094-7910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	Jun 9, 2005 · Amount on Record
Deed Document Number	466841
Record Updated	Jun 7, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Oct 8, 2021
Property Address	39092 GARDENSIDE DR, WILLOUGHBY, OH 44094-7910
Document Number	0000035664
Instrument Date	Oct 8, 2021
Instrument	2021R035664
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	NORTHSTAR TITLE SERVICES LLC, NORTH STAR TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	39092 GARDENSIDE DR, WILLOUGHBY, OH 44094-7910

Mortgage

Document Number	0000035665
Date	Oct 8, 2021
Instrument	2021R035665

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,410.00 (+43.27%) Homeowner's exemption	$57,140 (-6.71%) Land $19,130 Building $38,010
2022	$3,776.00 Homeowner's exemption	$61,250 Land $16,630 Building $44,620
2021			$163,260 Land $54,650 Building $108,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20