3909 Windridge Ct, Jacksonville, FL 32257 Property Records

Duval County property record for 3909 Windridge Ct, Jacksonville, FL 32257

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,140 sqft · built 1988
Lot Size	0.073 acres (3,176 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Jun 2025)
Tax Bill	$3,199 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`156332-4052`

Property Details

APN / Parcel Number

Primary APN	`156332-4052`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	1,598 sqft
1st Floor Area	1,140 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,176 sqft (0.073 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	194 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3909 WINDRIDGE CT
City	JACKSONVILLE
State	FL
Zip	32257-7065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD-B
Legal Description	41-75 08-4S-27E WINDRIDGE LOT 13-B
Legal Range	27E
Legal Township	04S
Legal Section	08
Legal Subdivision	WINDRIDGE
Legal Lot Number	13-B
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	2
Census Block	2002
Census Tract	16727

Owner

3909 Windridge Ct is owned and occupied by an individual who bought it in June 2025.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3909 WINDRIDGE CT, JACKSONVILLE, FL 32257-7065
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2025 · Amount on File
Deed Sale	Jun 20, 2025 · Amount on File
Prior Sale	Sep 15, 2021 · Amount on File
Deed Document Number	2025145655
Deed Book / Page	21515 / 2038
Prior Transfer Date	Jan 23, 2008
Prior Transfer Doc	0000020232
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 15, 2021
Property Address	3909 WINDRIDGE CT, JACKSONVILLE, FL 32257-7065
Document Number	0199121773
Book / Page	19912 / 1773
Map Reference	MB 41 PG 75,75A&75B
Instrument Date	Sep 7, 2021
Instrument	2021241261
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,449.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4455 GOODBYS HIDEAWAY DR N, 4455, JACKSONVILLE, FL 32217-9332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 WINDRIDGE CT, JACKSONVILLE, FL 32257-7065

Mortgage

Document Number	199121775
Date	Sep 15, 2021
Instrument	19912/1775

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3909 Windridge Ct was $3,199 with a homeowner's exemption, up 8.4% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,205 (+0.63%) Land $75,663 Building $127,542	$203,205 (-5.46%) Land $75,663 Building $127,542
2025	$3,199.00 (+8.37%) Homeowner's exemption	$201,941	$214,930 Land $75,000 Building $139,930
2024	$2,952.00 (+3.04%)
2023	$2,865.00 (+9.48%) Homeowner's exemption	$190,534 (+3%)	$212,367 (+14.8%) Land $75,000 Building $137,367
2022	$2,617.00 Homeowner's exemption	$184,985 Land $55,000 Building $129,985	$184,985 Land $55,000 Building $129,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3909 Windridge Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3909 Windridge Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000

May also be available: Hotwire Communications, Verizon.

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