3909 W 45th Ave, Gary, IN 46408 Property Records

Lake County property record for 3909 W 45th Ave, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,205 sqft · built 1940
Lot Size0.689 acres (30,013 sqft)
OwnerIndividual Name on Record
Tax Bill$928 (2024)
Deeds & MortgagesOct 2019 Sale
Flood ZoneZone X (minimal risk)
APN001-01-39-0339-0005

Property Details

APN / Parcel Number

Primary APN001-01-39-0339-0005
Alternative APNs
  • 45-08-31-126-012.000-001
  • 013903390005

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area1,205 sqft Living Area
AtticAttic
Attic Area1,085 sqft
Basement Area1,205 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Construction TypeBrick
Roof MaterialAsphalt
Lot Area30,013 sqft (0.689 acres)
Lot Dimensions300 ft deep x 100 ft wide
Garage TypeDetached
Garage Area1,196 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-01-39-0339-0005
Old Parcel Number013903390005
Street Address3909 W 45TH AVE
CityGARY
StateIN
Zip46408-3520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODBRIDGE HOMESTEADS LOT 5 EX. N.30FT IN R/W
Legal SubdivisionWOODBRIDGE HOMESTEADS
Legal Lot Number5
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2000
Census Tract41400

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3909 W 45TH AVE, GARY, IN 46408-3520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2011
Deed SaleApr 20, 2011
Deed Document Number2011 022738
Record UpdatedJun 8, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateOct 30, 2019
Property Address3909 W 45TH AVE, GARY, IN 46408-3520
Document Number0000074871
Instrument DateApr 20, 2019
Instrument74871
Transaction TypeTransfer
Record UpdatedNov 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
Unified School DistrictLake Ridge Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$104,500 (+19.29%) Land $24,900 Building $79,600$104,500 (+19.29%) Land $24,900 Building $79,600
2024$928.00 (+3.23%)
2023$87,600 (-2.56%) Land $21,400 Building $66,200$87,600 (-2.56%) Land $21,400 Building $66,200
2022$899.00 Homeowner's exemption$89,900 Land $21,100 Building $68,800$89,900 Land $21,100 Building $68,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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