Wake County property record for 3909 Valley Stream Dr, Raleigh, NC 27604
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,293 sqft · built 1974 |
| Lot Size | 0.939 acres (40,946 sqft) |
| Owner | Individual Name on File |
| Last Sale | $595,000 (Jul 2022) |
| Tax Bill | $2,914 (2023) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1735.09-06-7686 0021487 |
| Primary APN | 1735.09-06-7686 0021487 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,293 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Lot Area | 40,946 sqft (0.939 acres) |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 406 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0021487 |
|---|---|
| Old Parcel Number | 002148701 |
| Street Address | 3909 VALLEY STREAM DR |
| City | RALEIGH |
| State | NC |
| Zip | 27604-4919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LO21 STILLMEADOW SUB SE2 BM1971-00482 |
| Legal Township | 17 |
| Legal Subdivision | STILLMEADOW SUB |
| Legal Lot Number | 21 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MATTHEWS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 54119 |
3909 Valley Stream Dr is owned and occupied by an individual who bought it in July 2022.
Source: Wake County records, as of October 30, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3909 VALLEY STREAM DR, RALEIGH, NC 27604-4919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2022 | Deed of Trust, Mortgage · Commercial Mortgage GENESIS CAPITAL LLC |
| Jul 18, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UWHARRIE BANK |
| Mar 4, 2022 | Warranty Deed, Transfer · Commercial Mortgage GENESIS CAPITAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on File |
| Deed Sale | Jul 18, 2022 · Amount on File |
| Prior Sale | Mar 4, 2022 · Amount on File |
| Deed Document Number | 0190911075 |
| Deed Book / Page | 19091 / 1075 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 3909 VALLEY STREAM DR, RALEIGH, NC 27604-4919 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 018943/624 |
|---|---|
| Date | Mar 4, 2022 |
| Book Page | 18943/624 |
| Name | GENESIS CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | SHERMAN OAKS, CA 91403 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jul 18, 2022 |
| Property Address | 3909 VALLEY STREAM DR, RALEIGH, NC 27604-4919 |
| Document Number | 19091/1075 |
| Book / Page | 19091 / 1075 |
| Map Reference | MB 1971 VOL 4 PG 482 |
| Instrument Date | Jul 18, 2022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 27, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 CARDINAL DR, 500, RALEIGH, NC 27604-2210 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3909 VALLEY STREAM DR, RALEIGH, NC 27604-4919 |
| Document Number | 0190911077 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 19091/1077 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Mar 4, 2022 |
| Property Address | 3909 VALLEY STREAM DR, RALEIGH, NC 27604-4919 |
| Document Number | 018943/602 |
| Book / Page | 18943 / 602 |
| Map Reference | MB 1971 PG 482 |
| Instrument Date | Mar 1, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | MAGNOLIA TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5426 BERRY CREEK CIR, 5426, RALEIGH, NC 27613-1076 |
| Name | Verified Name |
|---|---|
| Address | 500 CARDINAL DR, RALEIGH, NC 27604-2210 |
| Investor | Possibly a Property Investor |
| Document Number | 018943/606 |
|---|---|
| Date | Mar 4, 2022 |
| Book Page | 18943/606 |
| Name | GENESIS CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | SHERMAN OAKS, CA 91403 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Wake County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,914.00 | $371,262 Land $80,000 Building $291,262 | $371,262 Land $80,000 Building $291,262 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3909 Valley Stream Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3909 Valley Stream Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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