3909 Turtle Mound Rd, Melbourne, FL 32934 Property Records

Brevard County property record for 3909 Turtle Mound Rd, Melbourne, FL 32934

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,607 sqft · built 2004
Lot Size1.25 acres (54,450 sqft)
Owner2 Individual Names on Record
Last Sale$620,000 (Oct 2025)
Tax Bill$3,856 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Dec 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN27-36-02-00-38

Property Details

APN / Parcel Number

Primary APN27-36-02-00-38
Alternative APNs
  • 27-36-02-00-00038.0-0000.00
  • 2700358

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,607 sqft Living Area
Gross Area3,575 sqft
1st Floor Area2,055 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area54,450 sqft
Garage TypeAttached
Garage Area575 sqft
PorchFinished/Open Porch
Porch Area393 sqft
Patio Area393 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2700358
Street Address3909 TURTLE MOUND RD
CityMELBOURNE
StateFL
Zip32934-8454
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeREU
Legal DescriptionPART OF N 1/4 AS DES IN ORB 2214 PG 2462
Legal Range36E
Legal Township27S
Legal Section02
Legal Block38
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2020
Census Tract64102

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3909 TURTLE MOUND RD, MELBOURNE, FL 32934-8454
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2025Warranty Deed, Transfer · Conventional Mortgage
INNOVATIVE MORTGAGE SERVICES
Dec 12, 2019Deed of Trust, Mortgage · Line of Credit
SPACE COAST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2025 · Amount on Record
Deed SaleOct 2, 2025 · Amount on Record
Prior SaleMar 15, 2002 · Amount on Record
Deed Document Number2025199301
Deed Book / Page10446 / 2621
Record UpdatedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateOct 2, 2025
Property Address3909 TURTLE MOUND RD, MELBOURNE, FL 32934-8454
Document Number0104462621
Book / Page10446 / 2621
Instrument DateSep 29, 2025
Instrument2025199301
Transaction TypeTransfer
Record UpdatedOct 17, 2025
Title CompanyUNKNOWN, ISLAND T&E AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address761 HUTCHINSON AVE, AMERICAN FALLS, ID 83211-1452

Transferred To (Grantee/Buyer)

NameVerified Name
Address3909 TURTLE MOUND RD, MELBOURNE, FL 32934-8454

Mortgage

Document Number0104462623
DateOct 2, 2025
Instrument10446/2623
Lender
NameINNOVATIVE MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3909 TURTLE MOUND RD, MELBOURNE, FL 32934-8454
Document Number0087772880
Instrument DateDec 12, 2019
Transaction TypeMortgage
Record UpdatedJul 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3909 TURTLE MOUND RD MELBOURNE FL 329348454, MELBOURNE, FL 32934-8454

Mortgage

Document Number0087772880
DateJun 25, 2020
Book Page008777/002880
Instrument135428
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 24, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$391,960 (+54.86%)$502,840 (+4.89%)
2025$3,856.00 (+5.67%) Homeowner's exemption$253,110 (+2.9%)$479,390 (-8.14%) Land $135,000 Building $344,390
2024$3,649.00 (+2.36%) Homeowner's exemption$245,980 (+3%)$521,890 (+8.26%) Land $135,000 Building $386,890
2023$3,565.00 (+6.29%) Homeowner's exemption$238,820 (+3%)$482,080 (+6.17%) Land $135,000 Building $347,080
2022$3,354.00 Homeowner's exemption$231,870$454,050 Land $128,000 Building $326,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 229 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies229 in force
Nearby Flood Claims38 (1992–2022)
Claims Outside the SFHA28 of 38
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Tropical Storm Fay, Aug 2008 · 18 claims
  • Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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