Okeechobee County property record for 3909 SW 13th Ter, Okeechobee, FL 34974
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 1,248 sqft · built 1984 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $54,000 (Aug 2013) |
| Tax Bill | $970 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 1-33-37-35-0010-00000-0013 |
| Primary APN | 1-33-37-35-0010-00000-0013 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 2,938 sqft |
| 1st Floor Area | 1,248 sqft |
| Flooring | Plywood |
| Interior Walls | Unfinished |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Steel Frame |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Florida Room |
| Patio Area | 520 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3909 SW 13TH TER |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-6024 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | OUSLEY ESTATES (PLAT BOOK 5 PAGES 36 & 37) LOT 13 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 33 |
| Legal Subdivision | OUSLEY ESTATES |
| Legal Lot Number | 13 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 910601 |
3909 SW 13th Ter, a mobile home, is owned and occupied by an individual who acquired it in January 2015.
Source: Okeechobee County records, as of November 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3909 SW 13TH TER, OKEECHOBEE, FL 34974-6024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2013 · Amount on File |
| Deed Sale | Aug 21, 2013 · Amount on File |
| Prior Sale | Jan 27, 2009 · Amount on File |
| Deed Document Number | 20138613 |
| Deed Book / Page | 735 / 511 |
| Last Transfer Date | Jan 13, 2015 |
| Transfer Doc | 0007550569 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3909 SW 13th Ter was $970 with exemptions applied.
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $970.00 Homeowner's exemption Senior Citizen's exemption | $69,997 | $185,407 Land $85,000 Building $100,407 |
| 2023 | $1,077.00 (+12.19%) Homeowner's exemption | $66,043 (+3%) | $153,303 (+14.16%) Land $55,000 Building $98,303 |
| 2022 | $960.00 Homeowner's exemption | $64,119 | $134,288 Land $42,000 Building $92,288 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3909 SW 13th Ter in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 12 (2004–2014) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | May 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3909 SW 13th Ter is moderate, ranking above 42% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures