3909 Sugarloaf Dr, Austin, TX 78738 Property Records

Travis County property record for 3909 Sugarloaf Dr, Austin, TX 78738

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,457 sqft · built 2004
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,024,100 (Jul 2025)
Tax Bill	$12,384 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0123700120`

Property Details

APN / Parcel Number

Primary APN	`0123700120`
Alternative APNs	`01237001200000` `541382`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,457 sqft Living Area
Gross Area	4,249 sqft
1st Floor Area	3,457 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	14,000 sqft (0.321 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	238 sqft
Patio Area	403 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	541382
Street Address	3909 SUGARLOAF DR
City	AUSTIN
State	TX
Zip	78738-6536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLK C SPILLMAN RANCH PHS 1 SEC 2
Legal Subdivision	SPILLMAN RANCH PHS 1 SEC 2
Legal Block	C
Legal Lot Number	21
Jurisdiction	TRAVIS TX
Township / Civil Division	SOUTHWEST TRAVIS
Census Block Group	2
Census Block	2009
Census Tract	37000

Owner

3909 Sugarloaf Dr is owned and occupied by two individuals who bought it in July 2025.

Source: Travis County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3909 SUGARLOAF DR, AUSTIN, TX 78738-6536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 10, 2025	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2025 · Amount on File
Deed Sale	Jul 10, 2025 · Amount on File
Prior Sale	Dec 30, 2011 · Amount on File
Deed Document Number	202576428
Prior Transfer Date	Dec 8, 2004
Prior Transfer Doc	0000229576
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	3909 SUGARLOAF DR, AUSTIN, TX 78738-6536
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 SUGARLOAF DR, AUSTIN, TX 78738-6536

Mortgage

Document Number	0000019590
Date	Feb 24, 2026
Instrument	2026019590

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Jul 10, 2025
Property Address	3909 SUGARLOAF DR, AUSTIN, TX 78738-6536
Document Number	0000076428
Map Reference	DOC 200200281
Instrument Date	Jul 8, 2025
Instrument	2025076428
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	HERITAGE TITLE LT, HERITAGE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 SUGARLOAF DR, AUSTIN, TX 78738-6536

Mortgage

Document Number	0000076429
Date	Jul 10, 2025
Instrument	2025076429

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 3909 Sugarloaf Dr was $12,384, up 8.9% from the year before.

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bee Cave City
County	Travis County
Unified School District	Lake Travis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,384.00 (+8.9%) Homeowner's exemption	$1,038,102	$1,506,307 Land $165,750 Building $1,340,557
2024	$11,372.00
2023		$1,516,802 Land $162,500 Building $1,354,302	$1,516,802 Land $162,500 Building $1,354,302
2022	$10,480.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3909 Sugarloaf Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3909 Sugarloaf Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST TRAVIS COUNTY PUBLIC UTILITY AGENCY serves 35,664 people · EPA ID TX2270235
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Nextlink, T-Mobile.

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