3909 Stonegate Park, Saint Joseph, MI 49085 Property Records

Berrien County property record for 3909 Stonegate Park, Saint Joseph, MI 49085

Property Summary

Property Type	Manufacturing (Light)
Details	25,000 sqft · built 1996
Lot Size	4.75 acres (206,910 sqft)
Owner	Company Name on File
Tax Bill	$12,588 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-7350-0010-00-1`

Property Details

APN / Parcel Number

Primary APN	`17-7350-0010-00-1`
Alternative APN	`11-17-7350-0010-00-1`

Interior

Stories	1 Story
Building Area	25,000 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Fire Resistance	Special
Lot Area	206,910 sqft (4.75 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3909 STONEGATE PARK
City	SAINT JOSEPH
State	MI
Zip	49085-9130
Property Category	Industrial
Property Type	Industrial > Manufacturing (Light)
Local Zoning Code	I1 IND
Legal Description	LOT 10 STONEGATE PARK
Legal Subdivision	STONEGATE PARK
Legal Lot Number	10
Legal Unit	10
Jurisdiction	BERRIEN MI
Township / Civil Division	ROYALTON
Census Block Group	2
Census Block	2008
Census Tract	1800

Owner

3909 Stonegate Park, an industrial property, is owned by a company that acquired it in February 2017.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	1897 CARLISLE DR, SAINT JOSEPH, MI 49085-8673
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2017	Deed of Trust, Mortgage · Commercial Mortgage AFX INC
Feb 2, 2017	Warranty Deed, Transfer · Line of Credit EDGEWATER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2017
Deed Sale	Feb 2, 2017
Prior Sale	Dec 10, 1996 · Amount on File
Deed Book / Page	3162 / 879
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3909 STONEGATE PARK, SAINT JOSEPH, MI 49085-9130
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03162/3124
Date	Feb 9, 2017
Book Page	3162/3124

Lender

Name	AFX INC
Type	Non-Lending Institution
Address	WAUKEGAN, IL 60087

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 2, 2017
Property Address	3909 STONEGATE PARK, SAINT JOSEPH, MI 49085-9130
Document Number	03162/0879
Book / Page	3162 / 0879
Map Reference	LB25 PG31
Instrument Date	Jan 24, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Not Public Record
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4200 NILES RD, SAINT JOSEPH, MI 49085-9603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1897 CARLISLE DR, SAINT JOSEPH, MI 49085-8673

Mortgage

Document Number	0031620881
Date	Feb 2, 2017
Instrument	3162/0881

Lender

Name	EDGEWATER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3909 Stonegate Park was $12,588.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Royalton Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,900	$571,800
2025	$12,588.00
2023		$289,000	$578,000
2022	$11,105.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3909 Stonegate Park in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3909 Stonegate Park is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Mercury Fiber.

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