3909 Sanger Ave, Waco, TX 76710 Property Records

McLennan County property record for 3909 Sanger Ave, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,888 sqft · built 1951
Lot Size	0.244 acres (10,625 sqft)
Owner	Individual Name on Record
Last Sale	$200,900 (Apr 2020)
Tax Bill	$3,367 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-038200-019500-9`

Property Details

APN / Parcel Number

Primary APN	`48-038200-019500-9`
Alternative APNs	`4803820001950090111` `190466`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,888 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	1,888 sqft
Flooring	Wood

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1982
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	10,625 sqft (0.244 acres)
Lot Dimensions	150 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Asphalt Driveway
Driveway Area	1,600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3909 SANGER AVE
City	WACO
State	TX
Zip	76710-5152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SOUTH OVERLOOK LOT 6 BLOCK P ACRES .2439
Legal Subdivision	SOUTH OVERLOOK
Legal Block	P
Legal Lot Number	6
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3027
Census Tract	2498

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3909 SANGER AVE, WACO, TX 76710-5152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit AMPLIFY CU
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Apr 7, 2020	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Apr 10, 2019	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2020 · Amount on Record
Deed Sale	Apr 7, 2020 · Amount on Record
Prior Sale	Apr 10, 2019
Deed Document Number	202011299
Prior Transfer Date	Oct 1, 2013
Prior Transfer Doc	0000039586
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3909 SANGER AVE, WACO, TX 76710-5152
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031609
Date	Aug 2, 2022
Instrument	2022031609

Lender

Name	AMPLIFY CU
Type	Credit Union
Address	AUSTIN, TX 78727

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3909 SANGER AVE, WACO, TX 76710-5152
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011534
Date	Mar 30, 2021
Instrument	2021011534

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 7, 2020
Property Address	3909 SANGER AVE, WACO, TX 76710-5152
Document Number	0000011299
Map Reference	VOL 517 PG 61
Instrument Date	Apr 6, 2020
Instrument	2020011299
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 SANGER AVE, WACO, TX 76710-5152

Mortgage

Document Number	0000011300
Date	Apr 7, 2020
Instrument	2020011300

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 10, 2019
Property Address	3909 SANGER AVE, WACO, TX 76710-5152
Document Number	0000011765
Instrument Date	Apr 10, 2019
Instrument	11765
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2487 WACO TX 767032487, WACO, TX 76703-2487

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,546 (-5.43%) Land $27,624 Building $194,922	$222,546 (-5.43%) Land $27,624 Building $194,922
2025	$3,367.00 (-39.49%)	$235,320 (+2.84%) Land $25,070 Building $210,250	$235,320 (+2.84%) Land $25,070 Building $210,250
2024	$5,564.00 (+74.53%)
2023		$228,820 Land $25,070 Building $203,750	$228,820 Land $25,070 Building $203,750
2022	$3,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

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