3909 Saint Andrews Dr E, Mobile, AL 36693 Property Records

Mobile County property record for 3909 Saint Andrews Dr E, Mobile, AL 36693

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,544 sqft · built 1983
Lot Size	0.354 acres (15,438 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Feb 2023)
Tax Bill	$2,596 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Oct 2022 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`R02321539000200601`

Property Details

APN / Parcel Number

Primary APN	`R02321539000200601`
Alternative APNs	`32 15 39 0 002 006.01X` `01050739` `1050739`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,544 sqft Living Area
1st Floor Area	2,345 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,438 sqft (0.354 acres)
Garage Area	687 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Deck Area	390 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1050739
Street Address	3909 SAINT ANDREWS DR E
City	MOBILE
State	AL
Zip	36693-5424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 138 OF RIVIERE DU CHIEN COUNTRY CLUB & EXT MBK 21 P 74 #SEC 39 T5S R1W #MP32 15 39 0 002
Legal Range	05S
Legal Township	05S
Legal Section	39
Legal Subdivision	RIVIERE DU CHIEN COUNTRY CLUB & EXT
Legal Lot Number	138
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2023
Census Tract	2000

Owner

Source: Mobile County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3909 SAINT ANDREWS DR E, MOBILE, AL 36693-5424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Oct 12, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage TYNDALL FCU
Jan 3, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY BK/MS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2023 · Amount on Record
Deed Sale	Feb 6, 2023 · Amount on Record
Prior Sale	Jan 3, 2019 · Amount on Record
Deed Document Number	20235716
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Feb 6, 2023
Property Address	3909 SAINT ANDREWS DR E, MOBILE, AL 36693-5424
Document Number	0000005716
Map Reference	MB 21 PG 74
Instrument Date	Feb 3, 2023
Instrument	2023005716
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	DELTA S TITLE INC, DELTA SOUTH TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13291 US HIGHWAY 90A, LOXLEY, AL 36551

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4408 WINDING WAY, MOBILE, AL 36693-2920

Mortgage

Document Number	0000005717
Date	Feb 6, 2023
Instrument	2023005717

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3909 SAINT ANDREWS DR E, MOBILE, AL 36693-5424
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 SAINT ANDREWS DR E, MOBILE, AL 36693-5424

Mortgage

Document Number	0000065295
Date	Oct 12, 2022
Instrument	2022065295

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	340 Months
Due	Feb 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3909 SAINT ANDREWS DR E, MOBILE, AL 36693-5424
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058628
Date	Oct 4, 2019
Instrument	2019058628

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	97 Months
Due	Nov 1, 2027

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jan 3, 2019
Property Address	3909 SAINT ANDREWS DR E, MOBILE, AL 36693-5424
Document Number	0000000319
Instrument Date	Dec 31, 2018
Instrument	319
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$117.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 SAINT ANDREWS DR W MOBILE AL 366935314, MOBILE, AL 36693-5314

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3909 SAINT ANDREWS DR E, MOBILE, AL 36693-5424
Document Number	0000056087
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	865 W BRIAR CT MOBILE AL 366095167, MOBILE, AL 36609-5167

Mortgage

Document Number	0000056087
Date	Sep 27, 2018
Book Page	007685/000151
Instrument	56087

Lender

Name	COMMUNITY BK/MS
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,596.00 (-47.52%) Homeowner's exemption	$41,770 (-46.28%) Land $5,200 Building $36,570	$417,700 (+7.43%) Land $52,000 Building $365,700
2024	$4,947.00 (+188.62%)	$77,760 (+178.71%) Land $10,400 Building $67,360	$388,800 (+39.35%) Land $52,000 Building $336,800
2023	$1,714.00 Homeowner's exemption	$27,900 Land $5,180 Building $22,720	$279,000 Land $51,800 Building $227,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 165 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	165 in force
Nearby Flood Claims	216 (1979–2020)
Claims Outside the SFHA	42 of 216
Most Recent Claim	Oct 2020 · Hurricane Zeta
Claims by Event	Hurricane Katrina, Aug 2005 · 100 claims Tropical Storm Isidore, Sep 2002 · 9 claims Hurricane Georges, Oct 1998 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 89% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Saint Andrews Dr E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures