3909 S Trapani Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 3909 S Trapani Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,031 sqft · built 2011
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Apr 2024)
Tax Bill	$10,211 (2025)
Deeds & Mortgages	Apr 2024 Sale May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028685-4420`

Property Details

APN / Parcel Number

Primary APN	`028685-4420`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,031 sqft Living Area
Gross Area	3,491 sqft
1st Floor Area	1,549 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	272 sqft
Porch	Finished/Open Porch
Porch Area	212 sqft
Deck Area	Deck Area
Patio Area	2,062 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3909 S TRAPANI DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57/94-109 MURABELLA UNIT 3 LOT 442 OR5927/1527
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 3
Legal Block	1
Legal Lot Number	442
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1010
Census Tract	20906

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3909 S TRAPANI DR, SAINT AUGUSTINE, FL 32092-3496
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 27, 2017	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 5, 2024 · Amount on Record
Deed Sale	Apr 5, 2024 · Amount on Record
Prior Sale	Jul 2, 2015 · Amount on Record
Deed Document Number	202425645
Deed Book / Page	5927 / 1527
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 5, 2024
Property Address	3909 S TRAPANI DR, SAINT AUGUSTINE, FL 32092-3496
Document Number	0059271527
Book / Page	5927 / 1527
Map Reference	MB 57 PG 94-109
Instrument Date	Apr 2, 2024
Instrument	2024025645
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7122 LAKE DR, WARRENTON, VA 20187-2504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 S TRAPANI DR, SAINT AUGUSTINE, FL 32092-3496

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3909 S TRAPANI DR, SAINT AUGUSTINE, FL 32092-3496
Document Number	0043821157
Book / Page	004382 / 001157
Instrument Date	May 27, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5409 FLINTSTONE LN BROAD RUN VA 201372050, BROAD RUN, VA 20137-2050

Mortgage

Document Number	0043821157
Date	Jun 1, 2017
Book Page	004382/001157
Instrument	37931

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$516,697 (-2.87%) Land $110,000 Building $406,697	$516,697 (-2.87%) Land $110,000 Building $406,697
2025	$10,211.00 (+7.72%) Homeowner's exemption	$531,954 (+6.04%)	$531,954 (+6.04%) Land $110,000 Building $421,954
2024	$9,479.00 (+4.53%)
2023	$9,068.00 (+6.15%)	$501,635 (+7.34%)	$501,635 (+7.34%) Land $89,600 Building $412,035
2022	$8,543.00	$467,341	$467,341 Land $89,600 Building $377,741

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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