Johnson County property record for 3909 S Buffalo Ln, Cleburne, TX 76031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,765 sqft · built 2017 |
| Lot Size | 2.88 acres (125,453 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,256 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Nov 2020 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 126.3430.00840 |
| Primary APN | 126.3430.00840 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,765 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Lot Area | 125,453 sqft (2.88 acres) |
| Account Number | R000049000 |
|---|---|
| Street Address | 3909 S BUFFALO LN |
| City | CLEBURNE |
| State | TX |
| Zip | 76031-7734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 BUFFALO ACRES SEC 2 |
| Legal Subdivision | BUFFALO ACRES |
| Legal Lot Number | 24 |
| Jurisdiction | JOHNSON TX |
| Township / Civil Division | CLEBURNE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 130304 |
3909 S Buffalo Ln is owned and occupied by two individuals who acquired it in July 2017.
Source: Johnson County records, as of October 20, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3909 S BUFFALO LN, CLEBURNE, TX 76031-7734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2017 | Deed of Trust, Mortgage SOUTHWEST BANK |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TEXAS BANK FINANCIAL |
| Nov 5, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| May 30, 2018 | Deed of Trust, Mortgage SIMMONS BK |
| Jul 18, 2017 | Warranty Deed, Transfer PROVIDENCE TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2017 |
| Deed Sale | Jul 18, 2017 |
| Prior Sale | Jul 20, 2016 |
| Deed Document Number | 2017-17202 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON TX |
| Property Address | 3909 S BUFFALO LN, CLEBURNE, TX 76031-7734 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026096 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 2017-26096 |
| Name | SOUTHWEST BANK |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76162 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON TX |
| Property Address | 3909 S BUFFALO LN, CLEBURNE, TX 76031-7734 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000038211 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 2020-38211 |
| Name | TEXAS BANK FINANCIAL |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76109 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSON TX |
| Recording Date | Nov 5, 2020 |
| Property Address | 3909 S BUFFALO LN, CLEBURNE, TX 76031-7734 |
| Document Number | 0000036083 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 36083 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3909 S BUFFALO LN CLEBURNE TX 760317734, CLEBURNE, TX 76031-7734 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON TX |
| Property Address | 3909 S BUFFALO LN, CLEBURNE, TX 76031-7734 |
| Document Number | 0000014663 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3909 S BUFFALO LN CLEBURNE TX 760317734, CLEBURNE, TX 76031-7734 |
| Document Number | 0000014663 |
|---|---|
| Date | Jun 4, 2018 |
| Instrument | 14663 |
| Name | SIMMONS BK |
|---|---|
| Address | PINE BLUFF, AR 71601 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 3, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSON TX |
| Recording Date | Jul 18, 2017 |
| Property Address | 3909 S BUFFALO LN, CLEBURNE, TX 76031-7734 |
| Document Number | 0000017202 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 17202 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2017 |
| Title Company | PROVIDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8004 VALLEY VIEW DR JOSHUA TX 760585789, JOSHUA, TX 76058-5789 |
The 2025 property tax bill for 3909 S Buffalo Ln was $7,256 with a homeowner's exemption.
Source: Johnson County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Johnson County |
| Unified School District | Joshua Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,256.00 Homeowner's exemption | $538,164 Land $122,400 Building $415,764 | $538,164 Land $122,400 Building $415,764 |
| 2023 | $521,531 Land $93,600 Building $427,931 | $521,531 Land $93,600 Building $427,931 | |
| 2021 | $7,339.00 | ||
| 2018 | $2,839.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3909 S Buffalo Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 5 (2000–2022) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3909 S Buffalo Ln is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 55% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHESDA WSC serves 33,441 people · EPA ID TX1260017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Services Fiber | 1,000 / 1,000 |
| Zito Media Cable | 1,000 / 25 |
| Nextlink Fixed Wireless | 500 / 100 |
| 5G-X Fixed Wireless | 100 / 20 |
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