3909 Ruby St, Oakland, CA 94609 Property Records

Alameda County property record for 3909 Ruby St, Oakland, CA 94609 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1930
Square Footage1,067 sqft Living Area
Lot Size2,337 sqft (0.054 acres)
OccupancyOwner Occupied
Last Sale$1,000,000 (2020)
Tax Bill$15,706.00 (2025)

Property Details

APN / Parcel Number

Primary APN12-972-10
Alternative APN
  • 012-0972-010-00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,067 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialAsbestos Exterior
Construction TypeWood Construction
Lot Area2,337 sqft (0.054 acres)

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address3909 RUBY ST
CityOAKLAND
StateCA
Zip94609-2719
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT: 00010 BLK: AR: 0012 PAGE: 0972
Legal SubdivisionBROADWAY & TELEGRAPH AVE PARK
Legal BlockB
Legal Lot Number20
JurisdictionALAMEDA CA
Minor Civil DivisionOAKLAND
Census Blockgroup2
Census Block2008
Census Tract401100

Owner

Source: Alameda County records · APN 12-972-10

Assessment roll updated June 20, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3909 RUBY ST, OAKLAND, CA 94609-2719
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2020Grant Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jul 01, 2020Quit Claim Deed, Transfer
OLD REPUBLIC TITLE
Jun 03, 2017Loan Modification, Mortgage · Line of Credit
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2020 · Amount on Record
Deed SaleJul 01, 2020 · Amount on Record
Prior SaleApr 08, 2013 · Amount on Record
Deed Doc Number2020153621
Prior Transfer DateJun 25, 2020
Prior Transfer Doc0000153620
Record RefreshedSep 20, 2026

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALAMEDA CA
Recording DateJul 01, 2020
Property Address3909 RUBY ST, OAKLAND, CA 94609-2719
Document Number0000153621
Map ReferenceMB 20 PG 84
Instrument DateJun 25, 2020
Instrument2020153621
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3909 RUBY ST, OAKLAND, CA 94609-2719

Mortgage

Document Number0000153622
DateJul 01, 2020
Instrument2020153622
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALAMEDA CA
Recording DateJul 01, 2020
Property Address3909 RUBY ST, OAKLAND, CA 94609-2719
Document Number0000153620
Instrument DateJun 25, 2020
Instrument153620
Transaction TypeTransfer
Record UpdatedAug 20, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address15821 FRUITVALE RD VALLEY CENTER CA 920827670, VALLEY CENTER, CA 92082-7670

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionALAMEDA CA
Property Address3909 RUBY ST, OAKLAND, CA 94609-2719
Document Number0000168051
Instrument DateJun 03, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3909 RUBY ST OAKLAND CA 946092719, OAKLAND, CA 94609-2719

Mortgage

Document Number0000168051
DateAug 01, 2017
Instrument168051
Lender
NameWELLS FARGO BK
TypeBank
AddressBILLINGS, MT 59102
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Alameda County records · Assessment roll updated June 20, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityOakland City
Unified School DistrictOakland Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$15,706.00 (-1.75%) Homeowner's exemption$1,075,420 (+3.37%) Land $324,726 Building $757,694
2023$15,986.00 Homeowner's exemption$1,040,400 Land $312,120 Building $728,280$998,460

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