3909 Rossberg St SE, Lacey, WA 98503 Property Records

Thurston County property record for 3909 Rossberg St SE, Lacey, WA 98503

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,244 sqft · built 2009
Lot Size	0.106 acres (4,603 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (May 2026)
Tax Bill	$5,306 (2026)
Deeds & Mortgages	Aug 2024 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`72490004500`

Property Details

APN / Parcel Number

Primary APN	`72490004500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,244 sqft Living Area
Gross Area	2,736 sqft
1st Floor Area	1,022 sqft
Upper Floors Area	1,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,603 sqft (0.106 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	32 sqft
Patio Area	326 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3909 ROSSBERG ST SE
City	LACEY
State	WA
Zip	98503-3592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MD
Legal Description	SECTION 29 TOWNSHIP 18 RANGE 1W QUARTER SW SE PLAT SCHILTER FARM LT 45 DOCUMENT 3810790
Legal Range	01
Legal Township	18
Legal Section	29
Legal Subdivision	SCHILTER FARM
Legal Block	2
Legal Lot Number	45
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	2
Census Block	2003
Census Tract	11626

Owner

3909 Rossberg St SE is owned and occupied by two individuals who bought it in May 2026.

Source: Thurston County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3909 ROSSBERG ST SE, LACEY, WA 98503-3592
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2024	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
May 21, 2026	Warranty Deed, Transfer · FHA Mortgage IDAHO CENTRAL CREDIT UNION
Oct 26, 2023	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Oct 26, 2023 · Amount on File
Deed Document Number	20265101552
Prior Transfer Date	Mar 9, 2015
Prior Transfer Doc	0004435208
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	3909 ROSSBERG ST SE, LACEY, WA 98503-3592
Transaction Type	Mortgage
Record Updated	May 29, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005024380
Date	Aug 6, 2024
Instrument	5024380

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	May 21, 2026
Property Address	3909 ROSSBERG ST SE, LACEY, WA 98503-3592
Document Number	0005101552
Instrument Date	May 13, 2026
Instrument	20265101552
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875,367.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 ROSSBERG ST SE, LACEY, WA 98503-3592

Mortgage

Document Number	0005101552,
Date	May 21, 2026
Instrument	20265101552

Lender

Name	IDAHO CENTRAL CREDIT UNION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Oct 26, 2023
Property Address	3909 ROSSBERG ST SE, LACEY, WA 98503-3592
Document Number	0004995455
Map Reference	AF 3810790
Instrument Date	Oct 16, 2023
Instrument	4995455
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO OF WA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,489.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3909 ROSSBERG ST SE, LACEY, WA 98503-3592

Mortgage

Document Number	0004995456
Date	Oct 26, 2023
Instrument	4995456

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 3909 Rossberg St SE was $5,306.

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,306.00
2025		$509,900 Land $122,700 Building $387,200	$509,900 Land $122,700 Building $387,200
2024	$4,512.00 (+1.64%)
2023	$4,439.00
2022		$464,900 Land $50,600 Building $414,300	$464,900 Land $50,600 Building $414,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3909 Rossberg St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3909 Rossberg St SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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