3909 Richmond Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 3909 Richmond Ct, Arnold, MO 63010

Property Summary

Property Type	Apartments (5+ Units)
Details	1 ba · 992 sqft · built 1985
Lot Size	1.03 acres (44,867 sqft)
Owner	Company Name on Record
Last Sale	$247,500 (Feb 2021)
Tax Bill	$2,833 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093.006.04001090`

Property Details

APN / Parcel Number

Primary APN	`093.006.04001090`

Interior

Full Baths	1 Bath
Units	8 Units
Stories	1 Story
Building Area	992 sqft Living Area
1st Floor Area	496 sqft
Basement Area	496 sqft
Finished Basement	496 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Quadruplex
Construction Type	Masonry / Concrete Block
Lot Area	44,867 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3909 RICHMOND CT
City	ARNOLD
State	MO
Zip	63010-5153
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R07
Legal Description	SIERRA GARDENS APTS LOT 15
Legal Range	6E
Legal Township	42N
Legal Section	06
Legal Subdivision	SIERRA APTS
Legal Block	2
Legal Lot Number	15
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2007
Census Tract	700117

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1 HORSESHOE RIDGE CT, CHESTERFIELD, MO 63005-4412
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Line of Credit CARROLLTON FEDERAL BANK
May 25, 2022	Deed of Trust, Mortgage · Line of Credit CARROLLTON BANK
Feb 25, 2021	Affidavit, Transfer
Feb 25, 2021	Warranty Deed, Transfer · Line of Credit CARROLLTON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Deed Document Number	20218177
Prior Transfer Date	Feb 19, 2021
Prior Transfer Doc	0000008176
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3909 RICHMOND CT, ARNOLD, MO 63010-5153
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017497
Date	May 25, 2022
Instrument	2022R-017497

Lender

Name	CARROLLTON FEDERAL BANK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3909 RICHMOND CT, ARNOLD, MO 63010-5153
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017498
Date	May 25, 2022
Instrument	2022R-017498

Lender

Name	CARROLLTON BANK
Type	Bank
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	JEFFERSON MO
Recording Date	Feb 25, 2021
Property Address	3909 RICHMOND CT, ARNOLD, MO 63010-5153
Document Number	0000008176
Map Reference	MB 86 PG 14
Instrument Date	Feb 19, 2021
Instrument	2021R-008176
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	2615 TENBROOK RD, ARNOLD, MO 63010-3166

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 25, 2021
Property Address	3909 RICHMOND CT, ARNOLD, MO 63010-5153
Document Number	0000008177
Map Reference	MB 86 PG 14
Instrument Date	Feb 19, 2021
Instrument	2021R-008177
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2615 TENBROOK RD, 2615, ARNOLD, MO 63010-3166

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	9104 CEDARBERRY CIR, SAINT LOUIS, MO 63123-7256

Mortgage

Document Number	0000008178
Date	Feb 25, 2021
Instrument	2021R-008178

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,000 (-) Land $1,900 Building $39,100	$216,100 (-) Land $10,200 Building $205,900
2025	$2,833.00 (+3.96%)	$41,000 (+7.33%) Land $1,900 Building $39,100	$216,100 (-) Land $10,200 Building $205,900
2024	$2,725.00 (+0.55%)		$216,100 (+7.3%) Land $10,200 Building $205,900
2023	$2,710.00	$38,200 Land $1,900 Building $36,300	$201,400 Land $10,200 Building $191,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2015–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wisper ISP.

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