3909 Penn Mar Ave, El Monte, CA 91732 Property Records

Los Angeles County property record for 3909 Penn Mar Ave, El Monte, CA 91732

Property Summary

Property TypeDuplex
Details15 bd · 8 ba · 6,657 sqft · built 1963
Lot Size0.526 acres (22,907 sqft)
Owner2 Company Names on File
Last Sale$650,000 (Jun 2003)
Tax Bill$15,904 (2025)
Deeds & MortgagesJul 2023 Mortgage
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN8549-035-015

Property Details

APN / Parcel Number

Primary APN8549-035-015

Interior

Bedrooms15 Beds
Full Baths8 Baths
Units7 Units
Stories1 Story
Building Area6,657 sqft Living Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleDuplex Single
Exterior MaterialStucco
Construction TypeWood
Roof TypeHip
Roof MaterialTar & Gravel
Lot Area22,907 sqft (0.526 acres)
Total Buildings4 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address3909 PENN MAR AVE
CityEL MONTE
StateCA
Zip91732-2417
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeEMR3YY
Legal DescriptionTRACT # 10911 LOT 14 BLK A
Legal Subdivision10911
Legal Tract10911
Legal BlockA
Legal Lot Number14
JurisdictionLOS ANGELES CA
Township / Civil DivisionUPPER SAN GABRIEL VALLEY
Census Block Group2
Census Block2003
Census Tract433305

Owner

3909 Penn Mar Ave, a duplex, is owned by a company that acquired it in May 2016.

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address3909 PENN MAR AVE, EL MONTE, CA 91732-2417
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2023Deed of Trust, Mortgage · Commercial Mortgage
BETTY CHOW
Jul 16, 2018Deed of Trust, Mortgage · Commercial Mortgage
EAST WEST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2003 · Amount on File
Deed SaleJun 5, 2003 · Amount on File
Prior SaleMay 30, 2003 · Amount on File
Deed Document Number20031602206
Last Transfer DateMay 21, 2016
Transfer Doc0000645342
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOS ANGELES CA
Property Address3909 PENN MAR AVE, EL MONTE, CA 91732-2417
Transaction TypeMortgage
Record UpdatedJul 28, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3909 PENN MAR AVE, EL MONTE, CA 91732-2417

Mortgage

Document Number0000477218
DateJul 20, 2023
Instrument23-0477218
Lender
NameBETTY CHOW
TypePrivate Party
Address28428 N 65TH LN, PHOENIX, AZ 85083
Agreement
TypeCommercial Mortgage
AmountAmount on Record

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOS ANGELES CA
Property Address3909 PENN MAR AVE, EL MONTE, CA 91732-2417
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000705782
DateJul 16, 2018
Instrument18-0705782
Lender
NameEAST WEST BANK
TypeBank
AddressEL MONTE, CA 91731
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3909 Penn Mar Ave was $15,904, up 8.9% from the year before.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLos Angeles County
MunicipalityEl Monte City
Secondary School DistrictEl Monte Union High School District (09 - 12)
Elementary School DistrictMountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$960,221 (+2%) Land $502,269 Building $457,952
2025$15,904.00 (+8.9%)$941,394 Land $492,421 Building $448,973
2024$14,604.00 (+1.52%)
2023$14,385.00 (+3.65%)$904,840 Land $473,300 Building $431,540
2022$13,879.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3909 Penn Mar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3909 Penn Mar Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN GABRIEL VALLEY WATER CO.-EL MONTE
private · serves 240,000 people · EPA ID CA1910039
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 961 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, GeoLinks, T-Mobile.

Nearby Properties on Penn Mar Ave

Nearby Streets

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