3909 Ogelthorpe, Schertz, TX 78154 Property Records

Guadalupe County property record for 3909 Ogelthorpe, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	1,451 sqft · built 1987
Lot Size	0.133 acres (5,789 sqft)
Owner	Individual Name on File
Last Sale	$204,800 (Jul 2019)
Tax Bill	$3,784 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`1G2785100202700000`

Property Details

APN / Parcel Number

Primary APN	`1G2785100202700000`
Alternative APNs	`000000040173` `000000235671` `40173`

Interior

Stories	2 Stories
Building Area	1,451 sqft Living Area
Gross Area	1,917 sqft
1st Floor Area	683 sqft
2nd Floor Area	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,789 sqft (0.133 acres)
Garage Type	Attached
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	12 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	3909 OGELTHORPE
City	SCHERTZ
State	TX
Zip	78154-2961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 27 BLK: 2 ADDN: SAVANNAH SQUARE #1
Legal Subdivision	SAVANNAH SQUARE #1
Legal Block	2
Legal Lot Number	27
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2001
Census Tract	210709

Owner

3909 Ogelthorpe is owned and occupied by an individual who bought it in July 2019.

Source: Guadalupe County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	3909 OGELTHORPE, SCHERTZ, TX 78154-2961
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2019	Warranty Deed, Transfer NAVY FCU
Jun 7, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2019 · Amount on File
Deed Sale	Jul 26, 2019 · Amount on File
Prior Sale	Mar 21, 2007 · Amount on File
Deed Document Number	201999016708
Prior Transfer Date	Jul 24, 2019
Prior Transfer Doc	0099016708
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 26, 2019
Property Address	3909 OGELTHORPE, SCHERTZ, TX 78154-2961
Document Number	0000016708
Instrument Date	Jul 24, 2019
Instrument	16708
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	OSN TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 OGELTHORPE SCHERTZ TX 781542961, SCHERTZ, TX 78154-2961

Mortgage

Document Number	16709
Date	Jul 26, 2019
Instrument	16709

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jun 7, 2019
Property Address	3909 OGELTHORPE, SCHERTZ, TX 78154-2961
Document Number	0000012448
Instrument Date	May 28, 2019
Instrument	12448
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3909 Ogelthorpe was $3,784, down 3.1% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,555 (-14.01%) Land $41,678 Building $127,877	$169,555 (-14.01%) Land $41,678 Building $127,877
2025	$3,784.00 (-3.07%)	$197,178 Land $37,113 Building $160,065	$197,178 Land $37,113 Building $160,065
2024	$3,904.00 (-12.62%)
2023	$4,468.00 (-2.17%)	$229,213 Land $42,636 Building $186,577	$229,213 Land $42,636 Building $186,577
2022	$4,567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3909 Ogelthorpe in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3909 Ogelthorpe is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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