Lake County property record for 3909 Oak Ave, Clearlake, CA 95422
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,104 sqft · built 2006 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $70,000 (Apr 2013) |
| Tax Bill | $1,085 (2026) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-403-570-000 |
| Primary APN | 039-403-570-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,104 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Lot Area | 5,227 sqft (0.12 acres) |
| Old Parcel Number | 039-403-57 |
|---|---|
| Street Address | 3909 OAK AVE |
| City | CLEARLAKE |
| State | CA |
| Zip | 95422-7960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PARKERS ADD/CLEAR LAKE HLNDS |
| Legal Block | 1 |
| Legal Lot Number | 42,43 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | CLEARLAKE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 702 |
Source: Lake County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 131, CLEARLAKE, CA 95422-0121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2013 · Amount on Record |
| Deed Sale | Apr 19, 2013 · Amount on Record |
| Prior Sale | Mar 21, 2006 · Amount on Record |
| Deed Document Number | 20136043 |
| Prior Transfer Date | Nov 2, 2007 |
| Prior Transfer Doc | 0000025733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 3909 OAK AVE, CLEARLAKE, CA 95422-7960 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2022 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 3909 OAK AVE, CLEARLAKE, CA 95422-7960 |
| Document Number | 0000006151 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 2022006151 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Municipality | Clearlake City |
| Unified School District | Konocti Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,085.00 (+2.75%) Homeowner's exemption | $87,913 (+2%) Land $18,837 Building $69,076 |
| 2025 | $1,056.00 (+3.02%) Homeowner's exemption | $86,190 (+4.04%) Land $18,468 Building $67,722 |
| 2023 | $1,025.00 (+5.45%) Homeowner's exemption | $82,845 Land $17,751 Building $65,094 |
| 2022 | $972.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 50% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KONOCTI COUNTY WATER DISTRICT serves 5,928 people · EPA ID CA1710006 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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