San Diego County property record for 3909 Monroe St, Carlsbad, CA 92008
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,482 sqft · built 2001 |
| Lot Size | 0.251 acres (10,944 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $610,000 (Mar 2001) |
| Tax Bill | $10,978 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 207-061-39-00 |
| Primary APN | 207-061-39-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,482 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 10,944 sqft (0.251 acres) |
| Parking Spaces | 5 Parking Spaces |
| Street Address | 3909 MONROE ST |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92008-2737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10000 |
| Legal Description | LOT 11 TR 013784 |
| Legal Subdivision | CARLSBAD COURT |
| Legal Tract | 013784 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 17809 |
3909 Monroe St is owner-occupied and held in a trust since May 2024.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3909 MONROE ST, CARLSBAD, CA 92008-2737 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2001 · Amount on File |
| Deed Sale | Mar 1, 2001 · Amount on File |
| Deed Document Number | 2001117542 |
| Last Transfer Date | May 14, 2024 |
| Transfer Doc | 0000139651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3909 MONROE ST, CARLSBAD, CA 92008-2737 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3909 MONROE ST, CARLSBAD, CA 92008-2737 |
| Document Number | 0000795990 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 2021-0795990 |
| Name | NORTHROP GRUMMAN FCU |
|---|---|
| Type | Credit Union |
| Address | GARDENA, CA 90248 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 17, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3909 Monroe St was $10,978 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $964,768 (+2%) Land $345,809 Building $618,959 | |
| 2025 | $10,978.00 Homeowner's exemption | $945,852 Land $339,029 Building $606,823 |
| 2023 | $10,577.00 (+1.46%) Homeowner's exemption | $909,125 Land $325,865 Building $583,260 |
| 2022 | $10,425.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3909 Monroe St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3909 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARLSBAD MWD serves 96,371 people · EPA ID CA3710005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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