3909 Mitchell Ave, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 3909 Mitchell Ave, Saint Joseph, MO 64507 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,484 sqft · built 1957
Lot Size	0.285 acres (12,398 sqft)
Owner	Individual Name on File
Last Sale	$301,883 (Apr 2026)
Tax Bill	$1,201 (2025)
Deeds & Mortgages	Jul 2008 Mortgage Oct 2015 Mortgage + 6 more
APN	`06-6.0-14-002-003-060.000`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-14-002-003-060.000`

Interior

Building Area	1,484 sqft Base Area
1st Floor Area	1,484 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	12,398 sqft (0.285 acres)
Lot Dimensions	145 ft deep x 85.5 ft wide

Location & Zoning

Street Address	3909 MITCHELL AVE
City	SAINT JOSEPH
State	MO
Zip	64507-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:OWEN TRACT LOT:7 BLK:7LGL DESC:EX STS TH E 44' S 145' LOT 7 W 41.5' S 145' LOT 8
Legal Subdivision	OWEN TRACT
Legal Block	7
Legal Lot Number	7-8
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4020
Census Tract	701

Owner

Source: Buchanan County records · APN 06-6.0-14-002-003-060.000

Assessment roll updated November 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3909 MITCHELL AVE, SAINT JOSEPH, MO 64507-2251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2008	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE HOME LOANS LLC
Oct 06, 2015	Deed of Trust, Mortgage · Conventional Mortgage NODAWAY VALLEY BANK
Apr 01, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Dec 23, 2024	Warranty Deed, Transfer ST JOSEPH TITLE LLC
Oct 31, 2024	Warranty Deed, Transfer · Commercial Mortgage THE NODAWAY VALLEY BANK
Aug 05, 2020	Warranty Deed, Transfer · Line of Credit THE NODAWAY VALLEY BANK
Jul 28, 2016	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
Oct 06, 2015	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2026 · Amount on Record
Deed Sale	Apr 01, 2026 · Amount on Record
Prior Sale	Dec 23, 2024
Deed Document Number	20262457
Deed Book / Page	3817 / 250
Record Updated	Sep 20, 2026

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3909 MITCHELL AVE, SAINT JOSEPH, MO 64507-2251
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03088/0798
Date	Jul 23, 2008
Book Page	3088/0798
Instrument	2008008880

Lender

Name	CAPITAL ONE HOME LOANS LLC
Type	Lending Institution
Address	OVERLAND PARK, KS 66213

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 01, 2048

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3909 MITCHELL AVE, SAINT JOSEPH, MO 64507-2251
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2015010563
Date	Oct 06, 2015
Instrument	2015010563

Lender

Name	NODAWAY VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 01, 2026
Property Address	3909 MITCHELL AVE, SAINT JOSEPH, MO 64507-2251
Document Number	0000002457
Book / Page	3817 / 250
Instrument Date	Mar 31, 2026
Instrument	20262457
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 MITCHELL AVE, SAINT JOSEPH, MO 64507-2251

Mortgage

Document Number	0000002466,
Date	Apr 01, 2026
Book Page	3817/259
Instrument	20262466

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000002467,
Date	Apr 01, 2026
Book Page	3817/260
Instrument	20262467

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION

Agreement

Amount	Amount Recorded

Interest

Rate	6.01%
Max Rate	-1%

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 23, 2024
Property Address	3909 MITCHELL AVE, SAINT JOSEPH, MO 64507-2251
Document Number	003803/822
Book / Page	3803 / 822
Instrument Date	Dec 23, 2024
Instrument	2024010277
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 MITCHELL AVE, SAINT JOSEPH, MO 64507-2251

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 31, 2024
Property Address	3909 MITCHELL AVE, SAINT JOSEPH, MO 64507-2251
Document Number	003802/370
Book / Page	3802 / 370
Instrument Date	Oct 31, 2024
Instrument	2024008814
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 HUMMINGBIRD CT, SAINT JOSEPH, MO 64506-4009
Investor	Possibly a Property Investor

Mortgage

Document Number	2024008815
Date	Oct 31, 2024
Instrument	2024008815

Lender

Name	THE NODAWAY VALLEY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 05, 2020
Property Address	3909 MITCHELL AVE, SAINT JOSEPH, MO 64507-2251
Document Number	003751/652
Book / Page	3751 / 652
Instrument Date	Aug 05, 2020
Instrument	2020006824
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 MITCHELL AVE, SAINT JOSEPH, MO 64507-2251

Mortgage

Document Number	2020006825
Date	Aug 05, 2020
Instrument	2020006825

Lender

Name	THE NODAWAY VALLEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 28, 2016
Property Address	3909 MITCHELL AVE, SAINT JOSEPH, MO 64507-2251
Document Number	2016007501
Instrument Date	Jul 27, 2016
Instrument	2016007501
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016007502
Date	Jul 28, 2016
Instrument	2016007502

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2046

Interest

Rate Type	Fixed Rate

October 2015: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 06, 2015
Property Address	3909 MITCHELL AVE, SAINT JOSEPH, MO 64507-2251
Document Number	2015010537
Instrument Date	Oct 05, 2015
Instrument	2015010537
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,201.00 (+0.08%)	$16,700 (+5.63%) Land $3,420 Building $13,280	$87,880 (+5.63%) Land $18,000 Building $69,880
2024	$1,200.00 (+15.16%)
2023	$1,042.00 (-0.67%)	$15,810 (-) Land $3,420 Building $12,390	$83,200 (-) Land $18,000 Building $65,200
2022	$1,049.00	$15,810 Land $3,420 Building $12,390
2021			$83,200 Land $18,000 Building $65,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 196 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
United Electric Cooperative	Fiber	1,000 / 1,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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