Stanislaus County property record for 3909 Misty Ln, Modesto, CA 95355
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,227 sqft · built 2003 |
| Lot Size | 0.179 acres (7,840 sqft) |
| Owner | Individual Name on File |
| Last Sale | $208,500 (Apr 2011) |
| Tax Bill | $1,432 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 085-047-003-000 |
| Primary APN | 085-047-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,227 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Construction Type | Wood |
| Lot Area | 7,840 sqft (0.179 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 0854703 |
|---|---|
| Street Address | 3909 MISTY LN |
| City | MODESTO |
| State | CA |
| Zip | 95355-7328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE HIGHLANDS #7 (40M45) BLK 11737 LOT 3 |
| Legal Subdivision | VILLAGE HIGHLANDS #7 |
| Legal Block | 11737 |
| Legal Lot Number | 3 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 915 |
Source: Stanislaus County records · APN 085-047-003-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3909 MISTY LN, MODESTO, CA 95355-7328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 21, 2021 | Deed of Trust, Mortgage · VA Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Aug 21, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Oct 16, 2018 | Deed of Trust, Mortgage · VA Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Dec 04, 2019 | Deed of Trust, Mortgage · VA Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2011 · Amount on Record |
| Deed Sale | Apr 21, 2011 · Amount on Record |
| Prior Sale | Apr 02, 2004 · Amount on Record |
| Deed Document Number | 2011R0034515 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 3909 MISTY LN, MODESTO, CA 95355-7328 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE RESIDEN |
| Name | Verified Name |
|---|---|
| Address | 3909 MISTY LN, MODESTO, CA 95355-7328 |
| Document Number | 0000029312 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 2023-0029312 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 3909 MISTY LN, MODESTO, CA 95355-7328 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Title Company | MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3909 MISTY LN, MODESTO, CA 95355-7328 |
| Document Number | 0000038594 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021-0038594 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 3909 MISTY LN, MODESTO, CA 95355-7328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000060763 |
|---|---|
| Date | Aug 21, 2017 |
| Instrument | 2017-0060763 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 3909 MISTY LN, MODESTO, CA 95355-7328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000071743 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 2018-0071743 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 3909 MISTY LN, MODESTO, CA 95355-7328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MADISON SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000085510 |
|---|---|
| Date | Dec 04, 2019 |
| Instrument | 2019-0085510 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2049 |
Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Secondary School District | Modesto City High School District (09 - 12) |
| Elementary School District | Sylvan Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,432.00 (-55.67%) Additional exemption filed | $266,984 (+4.04%) Land $76,865 Building $190,119 |
| 2023 | $3,230.00 (+4.23%) | $256,619 Land $73,881 Building $182,738 |
| 2022 | $3,099.00 |
Source: FEMA National Flood Hazard Layer as of October 23, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 123 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MODESTO serves 218,915 people |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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