Montgomery County property record for 3909 McCain Ln, Montgomery, AL 36106
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,539 sqft · built 1971 |
| Lot Size | 0.458 acres (19,932 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Jul 2003) |
| Tax Bill | $747 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-05-22-4-003-017.000 |
| Primary APN | 10-05-22-4-003-017.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,539 sqft Living Area |
| 1st Floor Area | 1,539 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 19,932 sqft (0.458 acres) |
| Lot Dimensions | 166 ft deep x 120 ft wide |
| Garage Area | 420 sqft |
| Porch | Slab |
| Porch Area | 243 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 248299 |
|---|---|
| Street Address | 3909 MCCAIN LN |
| City | MONTGOMERY |
| State | AL |
| Zip | 36106-3415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-85 |
| Legal Description | 1005224003017000 |
| Legal Range | 18E |
| Legal Township | 16N |
| Legal Section | 22 |
| Legal Subdivision | GREEN ACRES PLAT 5 |
| Legal Block | BB |
| Legal Lot Number | 14 |
| Jurisdiction | MONTGOMERY AL |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 3303 |
Source: Montgomery County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3909 MCCAIN LN, MONTGOMERY, AL 36106-3415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2003 · Amount on Record |
| Deed Sale | Jul 10, 2003 · Amount on Record |
| Deed Book / Page | 2678 / 653 |
| Prior Transfer Date | Jul 9, 2003 |
| Prior Transfer Doc | 2678000653 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Recording Date | Oct 9, 2026 |
| Property Address | 3909 MCCAIN LN, MONTGOMERY, AL 36106-3415 |
| Document Number | 0004843117 |
| Book / Page | 6538 / 155 |
| Instrument Date | Oct 2, 2026 |
| Instrument | 20264843117 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3909 MCCAIN LN, MONTGOMERY, AL 36106-3415 |
| Document Number | 0004843117, |
|---|---|
| Date | Oct 9, 2026 |
| Book Page | 6538/155 |
| Instrument | 20264843117 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Montgomery County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Montgomery County |
| Municipality | Montgomery City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $747.00 (+3.03%) | ||
| 2025 | $725.00 (+7.57%) Homeowner's exemption | $15,600 (+7.29%) Land $1,500 Building $14,100 | $156,000 (+7.29%) Land $15,000 Building $141,000 |
| 2023 | $674.00 Homeowner's exemption | $14,540 Land $1,500 Building $13,040 | $145,400 Land $15,000 Building $130,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 10,000 / 10,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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