Lorain County property record for 3909 Lorain Ave, Lorain, OH 44055
| Property Type | Single Family Home |
|---|---|
| Details | built 2003 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $323 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-101-122-021 |
| Primary APN | 03-00-101-122-021 |
|---|
| Stories | 1 Story |
|---|
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 120 ft deep x 30 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating Fuel | Gas |
|---|
| Street Address | 3909 LORAIN AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-2534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTRAL DIVISION 30 X 120 |
| Legal Subdivision | CENTRAL DIVISION |
| Legal Block | 122 |
| Legal Lot Number | 2 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 23900 |
3909 Lorain Ave is owned and occupied by an individual who acquired it in September 2007.
Source: Lorain County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3909 LORAIN AVE, LORAIN, OH 44055-2534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 12, 2007 |
| Transfer Doc | 0000222265 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 3909 Lorain Ave was $323.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Clearview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $323.00 | $8,190 (-0.05%) Land $1,890 Building $6,300 | $23,410 (-) Land $5,400 Building $18,010 |
| 2024 | $323.00 (-11.51%) | $8,194 (+4.93%) Land $1,890 Building $6,304 | $23,410 (+4.93%) Land $5,400 Building $18,010 |
| 2023 | $365.00 (-3.18%) | $7,809 (-0.01%) Land $1,243 Building $6,566 | $22,310 Land $3,550 Building $18,760 |
| 2022 | $377.00 | $7,810 Land $1,240 Building $6,570 | |
| 2021 | $22,310 Land $3,550 Building $18,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3909 Lorain Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3909 Lorain Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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