Polk County property record for 3909 Legacy Ln, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,246 sqft · built 2025 |
| Lot Size | 0.243 acres (10,572 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $437,100 (Jul 2025) |
| Tax Bill | $1,366 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Mar 2025 Sale & Mortgage |
| APN | 24-29-36-292210-000760 |
| Primary APN | 24-29-36-292210-000760 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,246 sqft Living Area |
| Gross Area | 2,646 sqft |
| 1st Floor Area | 2,246 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,572 sqft (0.243 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Street Address | 3909 LEGACY LN |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-3093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES FARMS PHASE ONE PB 209 PGS 7-12 LOT 76 |
| Legal Subdivision | JAMES FARMS PHASE ONE |
| Legal Lot Number | 76 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 14803 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3909 LEGACY LN, BARTOW, FL 33830-3093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jul 1, 2025 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Mar 28, 2025 | Warranty Deed, Transfer · Commercial Mortgage COGENT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2025 · Amount on Record |
| Deed Sale | Jul 1, 2025 · Amount on Record |
| Prior Sale | Mar 28, 2025 · Amount on Record |
| Deed Document Number | 2025151954 |
| Deed Book / Page | 13604 / 899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 1, 2025 |
| Property Address | 3909 LEGACY LN, BARTOW, FL 33830-3093 |
| Document Number | 0000151954 |
| Book / Page | 13604 / 899 |
| Map Reference | MB 209 PG 7-12 |
| Instrument Date | Jun 25, 2025 |
| Instrument | 2025151954 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | INSURED TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,059.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR, LAKELAND, FL 33803-3480 |
| Name | Verified Name |
|---|---|
| Address | 3909 LEGACY LN, BARTOW, FL 33830-3093 |
| Document Number | 0013604901 |
|---|---|
| Date | Jul 1, 2025 |
| Instrument | 13604/901 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 28, 2025 |
| Property Address | 3909 LEGACY LN, BARTOW, FL 33830-3093 |
| Document Number | 0000070153 |
| Book / Page | 13484 / 1614 |
| Map Reference | MB 209 PG 7-12 |
| Instrument Date | Mar 27, 2025 |
| Instrument | 2025070153 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | INSURED TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $686.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480 |
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480 |
| Investor | Possibly a Property Investor |
| Document Number | 0134841615 |
|---|---|
| Date | Mar 28, 2025 |
| Instrument | 13484/1615 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,868 (+174.49%) | $306,963 (+309.28%) Land $75,000 Building $231,963 | |
| 2025 | $1,366.00 | $75,000 Land $75,000 | $75,000 Land $75,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Flood Insurance Cost | Premium on Record median of 22 policies |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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