Gwinnett County property record for 3909 Lake Ruby Ln, Suwanee, GA 30024 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 2,044 sqft Living Area |
| Lot Size | 14,810 sqft (0.339 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $523,000 (2022) |
| Tax Bill | $1,773.00 (2025) |
Source: Gwinnett County records · APN 7-234-438
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3909 LAKE RUBY LN, SUWANEE, GA 30024-3946 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Aug 13, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FINANCIAL |
| Jul 01, 2022 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE |
| Jul 01, 2022 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE |
| Apr 18, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2022 · Amount on Record |
| Deed Sale | Jul 01, 2022 · Amount on Record |
| Prior Sale | Nov 03, 1999 · Amount on Record |
| Deed Doc Number | 0060061265 |
| Deed Book / Page | 60061 / 265 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 3909 LAKE RUBY LN, SUWANEE, GA 30024-3946 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3909 LAKE RUBY LN, SUWANEE, GA 30024-3946 |
| Document Number | 0619840731 |
|---|---|
| Date | Jul 30, 2025 |
| Book Page | 0000061984/0000000731 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 3909 LAKE RUBY LN, SUWANEE, GA 30024-3946 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3909 LAKE RUBY LN, SUWANEE, GA 30024-3946 |
| Document Number | 0577540412 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 0000057754/0000000412 |
| Name | NEW DAY FINANCIAL |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Jul 01, 2022 |
| Property Address | 3909 LAKE RUBY LN, SUWANEE, GA 30024-3946 |
| Document Number | 0600610265 |
| Book / Page | 60061 / 265 |
| Instrument Date | Jul 01, 2022 |
| Instrument | 2022-021221 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3909 LAKE RUBY LN, SUWANEE, GA 30024-3946 |
| Document Number | 0600610267 |
|---|---|
| Date | Jul 06, 2022 |
| Book Page | 0000060061/0000000267 |
| Name | FINANCE OF AMERICA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Jul 01, 2022 |
| Property Address | 3909 LAKE RUBY LN, SUWANEE, GA 30024-3946 |
| Document Number | 0600610265 |
| Book / Page | 60061 / 265 |
| Instrument Date | Jul 01, 2022 |
| Instrument | 2022-021221 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3909 LAKE RUBY LN, SUWANEE, GA 30024-3946 |
| Document Number | 0060061267 |
|---|---|
| Date | Jul 01, 2022 |
| Instrument | 60061/267 |
| Name | FINANCE OF AMERICA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 174 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 3909 LAKE RUBY LN, SUWANEE, GA 30024-3946 |
| Document Number | 0565600629 |
| Instrument Date | Apr 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3909 LAKE RUBY LN SUWANEE GA 300243946, SUWANEE, GA 30024-3946 |
| Document Number | 0565600629 |
|---|---|
| Date | May 01, 2019 |
| Book Page | 056560/000629 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 30, 2034 |
Source: Gwinnett County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Municipality | Suwanee City |
| Unified School District | Gwinnett County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,773.00 (-64.8%) | $195,480 (+5.39%) Land $40,000 Building $155,480 | $488,700 (+5.39%) Land $100,000 Building $388,700 |
| 2023 | $5,037.00 | $185,480 Land $40,000 Building $145,480 | |
| 2022 | $463,700 Land $100,000 Building $363,700 |
Source: FEMA National Flood Hazard Layer, Gwinnett County (13135C), updated June 7, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 7-234-438 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,044 sqft Living Area |
| 1st Floor | 2,044 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,810 sqft (0.339 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 400 sqft Garage |
| Patio Area | 224 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 7234438 |
|---|---|
| Street Address | 3909 LAKE RUBY LN |
| City | SUWANEE |
| State | GA |
| Zip | 30024-3946 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L60 BD RUBY FOREST #7 PH2 |
| Legal Subdivision | RUBY FOREST |
| Legal Phase | 2 |
| Legal Block | D |
| Legal Lot Number | 60 |
| Jurisdiction | GWINNETT GA |
| Minor Civil Division | SUWANEE-DULUTH |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 50241 |
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