3909 Isbell St, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3909 Isbell St, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,800 sqft · built 1954
Lot Size	0.158 acres (6,888 sqft)
Owner	Individual Name on Record
Last Sale	$161,500 (Jan 1990)
Tax Bill	$4,586 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01290898`

Property Details

APN / Parcel Number

Primary APN	`13-01290898`
Alternative APN	`01290898`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	900 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	6,888 sqft (0.158 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01290898
Street Address	3909 ISBELL ST
City	SILVER SPRING
State	MD
Zip	20906-4249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CONNECTICUT AVENUE P ARK
Legal Subdivision	CONN AVE PARK DENITS ADD
Legal Block	Y
Legal Lot Number	5
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1016
Census Tract	703401

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3909 ISBELL ST, SILVER SPRING, MD 20906-4249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 5, 2018	Quit Claim Deed, Transfer GEMINI TITLE AND ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 1990 · Amount on Record
Deed Sale	Jan 30, 1990 · Amount on Record
Deed Book / Page	9179 / 487
Last Transfer Date	Jun 29, 2018
Transfer Doc	0562730092
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 1, 2026
Property Address	3909 ISBELL ST, SILVER SPRING, MD 20906-4249
Document Number	7030000472
Book / Page	70307 / 472
Instrument Date	Mar 23, 2026
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	3909 ISBELL ST, SILVER SPRING, MD 20906-4249

Mortgage

Document Number	7030000472,
Date	Apr 1, 2026
Book Page	70307/472

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Apr 1, 2053

Interest

Rate	6.01%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3909 ISBELL ST, SILVER SPRING, MD 20906-4249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GEMINI TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0600990435
Date	Jul 22, 2020
Book Page	60099/435

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 5, 2018
Property Address	3909 ISBELL ST, SILVER SPRING, MD 20906-4249
Document Number	0562730092
Book / Page	056273 / 000092
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	GEMINI TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 ISBELL ST SILVER SPRING MD 209064249, SILVER SPRING, MD 20906-4249

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,367 (+6.24%)	$467,500 (+18.72%) Land $182,000 Building $285,500
2025	$4,586.00 (-9.8%)	$393,800 (+5.16%) Land $182,000 Building $211,800	$393,800 (-) Land $182,000 Building $211,800
2024	$5,084.00 (+29.46%)
2023		$374,467	$393,800 Land $182,000 Building $211,800
2022	$3,927.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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