3909 Hwy 90, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 3909 Hwy 90, Pace, FL 32571

Property Summary

Property Type	Retail Store
Details	1 bd · 2 ba · 16,675 sqft · built 2000
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on Record
Last Sale	$3,473,000 (Feb 2001)
Tax Bill	$26,093 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-1N-29-0000-02400-0000`

Property Details

APN / Parcel Number

Primary APN	`16-1N-29-0000-02400-0000`
Alternative APN	`N291160000024000000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	16,675 sqft Gross Area
1st Floor Area	14,778 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gambrel
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	250 ft deep x 326 ft wide
Canopy	1,897 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3909 HIGHWAY 90
City	PACE
State	FL
Zip	32571-1915
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Local Zoning Code	HCD
Legal Description	COMM NW COR LOT 3 TH S024 E 1 739 FT TH S 4708'E 92.42 FT TO S R/W HWY 90 FOR POB TH N 6 358'E 396 FT TH S 2252'38E 103.53 FT TH S 1025'44W 34.5 1 FT TH S 7555'50W 85 FT TH S 0344'13E 213.01 FT TH N 88 03'59W 164.09 FT TH N 87*28' 23W 135.90
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2005
Census Tract	10705

Owner

Source: Santa Rosa County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1159, DEERFIELD, IL 60015-6002
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA
Oct 15, 2025	Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA
Sep 10, 2025	Special Warranty Deed, Transfer · Commercial Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2001 · Amount on Record
Deed Sale	Feb 8, 2001 · Amount on Record
Prior Sale	Apr 23, 1997 · Amount on Record
Deed Book / Page	1879 / 510
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3909 HIGHWAY 90, PACE, FL 32571-1915
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMER TITLE INS CO NCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 W 57TH ST, NEW YORK, NY 10019-0618
Investor	Possibly a Property Investor

Mortgage

Document Number	0046801529
Date	Nov 19, 2025
Book Page	4680/1529
Instrument	202554311

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEW YORK, NY 10010

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3909 HIGHWAY 90, PACE, FL 32571-1915
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 W 57TH ST 31ST 31ST, 3131, NEW YORK, NY 10019-0618
Investor	Possibly a Property Investor

Mortgage

Document Number	0046690939
Date	Oct 15, 2025
Book Page	4669/939
Instrument	202548667

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	STAMFORD, CT 06901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 10, 2025
Property Address	3909 HIGHWAY 90, PACE, FL 32571-1915
Document Number	0046570024
Book / Page	4657 / 24
Instrument Date	Aug 27, 2025
Instrument	202542210
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1159, DEERFIELD, IL 60015-6002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1159, DEERFIELD, IL 60015-6002
Investor	Possibly a Property Investor

Mortgage

Document Number	0000465728
Date	Sep 10, 2025
Instrument	4657/28

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Aug 27, 2026

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,220,358 (+0.02%) Land $665,610 Building $1,554,748	$2,220,358 (+0.02%) Land $665,610 Building $1,554,748
2024	$26,093.00 (+4.64%)	$2,219,915 (+1.36%) Land $665,610 Building $1,554,305	$2,219,915 (+1.36%) Land $665,610 Building $1,554,305
2023	$24,937.00 (+8.22%)	$2,190,224 (+8.62%) Land $605,100 Building $1,585,124	$2,190,224 (+8.62%) Land $605,100 Building $1,585,124
2022	$23,042.00	$2,016,494	$2,016,494 Land $544,590 Building $1,471,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	27 (1979–2020)
Claims Outside the SFHA	24 of 27
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications.

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