3909 Hanworth Loop, Sanford, FL 32773 Property Records

Seminole County property record for 3909 Hanworth Loop, Sanford, FL 32773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,027 sqft · built 2019
Owner	2 Individual Names on File
Last Sale	$330,700 (Oct 2019)
Tax Bill	$4,996 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-20-31-503-0000-1510`

Property Details

APN / Parcel Number

Primary APN	`17-20-31-503-0000-1510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,027 sqft Living Area
1st Floor Area	2,027 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	113 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3909 HANWORTH LOOP
City	SANFORD
State	FL
Zip	32773-7387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 151 KENSINGTON RESERVE PHASE II PLAT BOOK {84} PGS {1-4}
Legal Section	17
Legal Subdivision	KENSINGTON RESERVE
Legal Phase	2
Legal Tract	503
Legal Lot Number	151
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1092
Census Tract	21000

Owner

3909 Hanworth Loop is owned and occupied by two individuals who bought it in October 2019.

Source: Seminole County records, as of December 5, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3909 HANWORTH LOOP, SANFORD, FL 32773-7387
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2019 · Amount on File
Deed Sale	Oct 23, 2019 · Amount on File
Prior Sale	Jun 11, 2019 · Amount on File
Deed Document Number	2019115541
Deed Book / Page	09463 / 1555
Record Updated	Jun 8, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 23, 2019
Property Address	3909 HANWORTH LOOP, SANFORD, FL 32773-7387
Document Number	0094631555
Book / Page	009463 / 001555
Instrument Date	Oct 21, 2019
Instrument	115541
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,314.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3909 HANWORTH LOOP SANFORD FL 327737387, SANFORD, FL 32773-7387

Mortgage

Document Number	94631557
Date	Oct 23, 2019
Book Page	009463/001557
Instrument	115542

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3909 Hanworth Loop was $4,996 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Sanford City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,996.00 Homeowner's exemption	$309,891	$373,582 Land $105,000 Building $268,582
2023	$4,438.00 (+2.92%) Homeowner's exemption	$292,385 (+3%)	$392,568 (+11%) Land $105,000 Building $287,568
2022	$4,312.00 Homeowner's exemption	$283,869	$353,670 Land $85,000 Building $268,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3909 Hanworth Loop in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	18 (2008–2024)
Claims Outside the SFHA	6 of 18
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Fay, Aug 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3909 Hanworth Loop is high, ranking above 74% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 60% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000