3909 Getchell Rd, Hermantown (Duluth), MN 55811 Property Records

St. Louis County property record for 3909 Getchell Rd, Hermantown, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,674 sqft · built 1950
Lot Size	8.42 acres (366,775 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Apr 2001)
Tax Bill	$5,166 (2026)
Deeds & Mortgages	May 2023 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`395-0010-06375`

Property Details

APN / Parcel Number

Primary APN	`395-0010-06375`
Alternative APN	`660372`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,674 sqft Gross Area
1st Floor Area	1,404 sqft
Basement Area	652 sqft
Finished Basement	652 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	366,775 sqft (8.42 acres)
Garage Area	1,120 sqft

Exterior Amenities

Porch	Slab
Deck Area	708 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	660372
Street Address	3909 GETCHELL RD
City	HERMANTOWN
State	MN
Zip	55811-1767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 OF SW1/4 OF SE1/4 OF SW1/4, EXCEPT THEWESTERLY 200 FEET AND SOUTHERLY 459.72 FEETOF SE1/4 OF SE1/4 OF SW1/4, EXCEPT THAT
Legal Range	15W
Legal Township	50N
Legal Section	23
Legal Subdivision	HERMANTOWN CITY OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	2
Census Block	2000
Census Tract	10302

Owner

3909 Getchell Rd is owned and occupied by two individuals who acquired it in January 2002.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3909 GETCHELL RD, HERMANTOWN, MN 55811-1767
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2001 · Amount on File
Deed Sale	Apr 20, 2001 · Amount on File
Deed Document Number	2001814040
Last Transfer Date	Jan 2, 2002
Transfer Doc	0000843972
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3909 GETCHELL RD, HERMANTOWN, MN 55811-1767
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001466605
Date	May 17, 2023
Instrument	1466605

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 12, 2038

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	May 16, 2033
Change Frequency	6 Months
Min Rate At Change	7.25%
Max Rate At Change	13.2%
Index	Other
Max Rate	13.2%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3909 GETCHELL RD, HERMANTOWN, MN 55811-1767
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001408907
Date	Apr 1, 2021
Instrument	1408907

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Mar 15, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 3909 Getchell Rd was $5,166 with exemptions applied, up 9.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,166.00 (+9.54%) Homeowner's exemption Disabled Person's exemption
2025	$4,716.00 (+38.06%) Homeowner's exemption Disabled Person's exemption	$444,100 (+16.23%) Land $80,900 Building $363,200	$444,100 (+16.23%) Land $80,900 Building $363,200
2024	$3,416.00	$382,100 Land $81,200 Building $300,900	$382,100 Land $81,200 Building $300,900
2022		$268,000 Land $73,400 Building $194,600	$268,000 Land $73,400 Building $194,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3909 Getchell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3909 Getchell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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