Lucas County property record for 3909 Garrison Rd, Toledo, OH 43613
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,599 sqft · built 1948 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $158,000 (Aug 2020) |
| Tax Bill | $3,675 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Dec 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-02014 |
| Primary APN | 07-02014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,599 sqft Living Area |
| 1st Floor Area | 792 sqft |
| 2nd Floor Area | 807 sqft |
| Basement Area | 572 sqft |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 107 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3909 GARRISON RD |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43613-4215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10-RS6 |
| Legal Description | REPLAT HAMPTON PARK LOT 40 & 39 EXC N 12 1/2 FT |
| Legal Subdivision | REPLAT HAMPTON PARK |
| Legal Tract | 64 |
| Legal Lot Number | 40&39 39 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | TOLEDO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 6400 |
3909 Garrison Rd is owned and occupied by an individual who bought it in August 2020.
Source: Lucas County records, as of February 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3909 GARRISON RD, TOLEDO, OH 43613-4215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2020 | Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE INC |
| Dec 19, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 20, 2018 | Deed of Trust, Mortgage · Conventional with PMI GREAT LAKES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2020 · Amount on File |
| Deed Sale | Aug 13, 2020 · Amount on File |
| Prior Sale | Dec 19, 2018 |
| Deed Document Number | 202008130033390 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Aug 13, 2020 |
| Property Address | 3909 GARRISON RD, TOLEDO, OH 43613-4215 |
| Document Number | 0000033390 |
| Map Reference | VOL 41 PG 34 |
| Instrument Date | Aug 5, 2020 |
| Instrument | 202008130033390 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | SERVICELINK |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3909 GARRISON RD, TOLEDO, OH 43613-4215 |
| Document Number | 0000033391 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 202008130033391 |
| Name | GVC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Dec 19, 2018 |
| Property Address | 3909 GARRISON RD, TOLEDO, OH 43613-4215 |
| Document Number | 0000056220 |
| Instrument Date | Dec 7, 2018 |
| Instrument | 56220 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3909 GARRISON RD TOLEDO OH 436134215, TOLEDO, OH 43613-4215 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 3909 GARRISON RD, TOLEDO, OH 43613-4215 |
| Document Number | 0000032476 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3909 GARRISON RD TOLEDO OH 436134215, TOLEDO, OH 43613-4215 |
| Document Number | 0000032476 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 32476 |
| Name | GREAT LAKES CU |
|---|---|
| Type | Credit Union |
| Address | SYLVANIA, OH 43560 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 26, 2033 |
The 2025 property tax bill for 3909 Garrison Rd was $3,675, up 6.7% from the year before.
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Toledo City |
| Unified School District | Toledo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,675.00 (+6.71%) | $60,550 (-) Land $10,815 Building $49,735 | |
| 2024 | $3,444.00 (+24.24%) | $60,550 (+40.65%) Land $10,815 Building $49,735 | $173,000 Land $30,900 Building $142,100 |
| 2023 | $2,772.00 (-0.14%) | $43,050 (-) Land $9,555 Building $33,495 | |
| 2022 | $2,776.00 Homeowner's exemption | $43,050 Land $9,555 Building $33,495 | |
| 2021 | $123,000 Land $27,300 Building $95,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3909 Garrison Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Jul 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3909 Garrison Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 937 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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