3909 E Saint Catherine Ave, Phoenix, AZ 85042 Property Records

Maricopa County property record for 3909 E Saint Catherine Ave, Phoenix, AZ 85042

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,931 sqft · built 1974
Lot Size1.01 acres (44,061 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (May 2015)
Tax Bill$2,873 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Oct 2021 Mortgage
+ 4 more
Flood ZoneZone X (moderate risk)
APN122-79-068

Property Details

APN / Parcel Number

Primary APN122-79-068
Alternative APN
  • 122790683

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,931 sqft Living Area
Gross Area2,381 sqft
1st Floor Area1,931 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialBuilt-Up Asphalt
Lot Area44,061 sqft (1.01 acres)
Parking Spaces3 Parking Spaces
PorchSlab
Patio Area450 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address3909 E SAINT CATHERINE AVE
CityPHOENIX
StateAZ
Zip85042-5011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-43
Legal DescriptionHEARD RANCH UNIT 1 AMD MCR 180-35
Legal Range3E
Legal Township1N
Legal Section36
Legal SubdivisionHEARD RANCH UNIT 1 AMD
Legal Lot Number10
Legal Unit1
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2007
Census Tract116203

Owner

3909 E Saint Catherine Ave is owned and occupied by two individuals who bought it in May 2015.

Source: Maricopa County records, as of September 24, 2026

Owner of Record2 Individual Names on File
Mailing Address3909 E SAINT CATHERINE AVE, PHOENIX, AZ 85042-5011
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2026Deed of Trust, Mortgage · Line of Credit
ARIZONA FCU
Oct 15, 2021Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 14, 2020Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LENDING
Jul 3, 2019Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
May 14, 2018Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG
Aug 1, 2017Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2015 · Amount on File
Deed SaleMay 18, 2015 · Amount on File
Prior SaleNov 17, 2010
Deed Document Number2015346671
Prior Transfer DateNov 11, 2010
Prior Transfer Doc0001007463
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3909 E SAINT CATHERINE AVE, PHOENIX, AZ 85042-5011
Transaction TypeMortgage
Record UpdatedApr 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000172593
DateMar 25, 2026
Instrument20260172593
Lender
NameARIZONA FCU
TypeCredit Union
AddressPHOENIX, AZ 85008
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3909 E SAINT CATHERINE AVE, PHOENIX, AZ 85042-5011
Transaction TypeMortgage
Record UpdatedOct 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3909 E SAINT CATHERINE AVE, PHOENIX, AZ 85042-5011

Mortgage

Document Number0001111883
DateOct 15, 2021
Instrument20211111883
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3909 E SAINT CATHERINE AVE, PHOENIX, AZ 85042-5011
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyVANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3909 E SAINT CATHERINE AVE, PHOENIX, AZ 85042-5011

Mortgage

Document Number0000854926
DateSep 14, 2020
Instrument20200854926
Lender
NameCLEARPATH LENDING
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3909 E SAINT CATHERINE AVE, PHOENIX, AZ 85042-5011
Document Number0000545770
Instrument DateJul 3, 2019
Transaction TypeMortgage
Record UpdatedJul 25, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3909 E SAINT CATHERINE AVE PHOENIX AZ 850425011, PHOENIX, AZ 85042-5011

Mortgage

Document Number0000545770
DateJul 19, 2019
Instrument545770
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 18, 2049

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3909 E SAINT CATHERINE AVE, PHOENIX, AZ 85042-5011
Document Number0000398436
Instrument DateMay 14, 2018
Transaction TypeMortgage
Record UpdatedMay 31, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3909 E SAINT CATHERINE AVE PHOENIX AZ 850425011, PHOENIX, AZ 85042-5011

Mortgage

Document Number0000398436
DateMay 24, 2018
Instrument398436
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 23, 2048

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3909 E SAINT CATHERINE AVE, PHOENIX, AZ 85042-5011
Document Number0000594223
Instrument DateAug 1, 2017
Transaction TypeMortgage
Record UpdatedAug 22, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3909 E SAINT CATHERINE AVE PHOENIX AZ 850425011, PHOENIX, AZ 85042-5011

Mortgage

Document Number0000594223
DateAug 14, 2017
Instrument594223
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3909 E Saint Catherine Ave was $2,873.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Secondary School DistrictPhoenix Union High School District (09 - 12)
Elementary School DistrictRoosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$57,380 (+169.9%)$573,800 (+12.44%) Land $114,700 Building $459,100
2025$2,873.00$21,260 (-60.79%)$510,300 (-5.88%) Land $102,000 Building $408,300
2024$54,220$542,200 Land $108,400 Building $433,800
2023$2,714.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3909 E Saint Catherine Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3909 E Saint Catherine Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 400
Verizon
Fixed Wireless
300 / 20
AirFiber WISP
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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