3909 E McElroy Rd, Stillwater, OK 74075 Property Records

Payne County property record for 3909 E McElroy Rd, Stillwater, OK 74075

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 664 sqft · built 1938
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Nov 2023)
Tax Bill	$3,440 (2025)
Deeds & Mortgages	Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19N03E-17-4-00000-000-0754`

Property Details

APN / Parcel Number

Primary APN	`19N03E-17-4-00000-000-0754`
Alternative APNs	`600005471` `5471`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	664 sqft Living Area
1st Floor Area	664 sqft
Storm Shelter	Storm Shelter

Exterior

Year Built	Built 1938
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	488 sqft
Carport	Carport
Carport Area	220 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	288 sqft
Deck Area	144 sqft
Patio Area	312 sqft
Shed	1 Shed
Shed Area	400 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	5471
Street Address	3909 E MCELROY RD
City	STILLWATER
State	OK
Zip	74075-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-19N-03E D-754 (2ACM/L) BEG 322.4'W NE/C NW/4; S-450' W-193.6' N- 450' E-193.6' POB
Legal Range	03E
Legal Township	19N
Legal Section	17
Legal Lot Number	754
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4008
Census Tract	11101

Owner

Source: Payne County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2020 E LAKEVIEW RD, STILLWATER, OK 74075-1856
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2023 · Amount on Record
Deed Sale	Nov 29, 2023 · Amount on Record
Prior Sale	Mar 24, 2009 · Amount on Record
Deed Document Number	I-2023-011657
Deed Book / Page	2778 / 48
Record Updated	Jun 8, 2026

October 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PAYNE OK
Recording Date	Oct 26, 2023
Property Address	3909 E MCELROY RD, STILLWATER, OK 74075-1829
Document Number	0027730248
Book / Page	2773 / 248
Instrument Date	Oct 26, 2023
Instrument	I-2023-010625
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1211 GREYSTONE ST, STILLWATER, OK 74074-1217

Tax Assessment & Valuation

Source: Payne County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,440.00 (-1.04%)	$34,910 (-) Land $3,691 Building $31,219
2024	$3,476.00 (+26.68%)	$34,910 (+25.93%) Land $3,691 Building $31,219	$306,230 (-16.26%) Land $32,380 Building $273,850
2023	$2,744.00 (+4.06%)	$27,721 (+5%) Land $2,454 Building $25,267	$365,690 (+11.68%) Land $32,380 Building $333,310
2022	$2,637.00	$26,401 Land $2,610 Building $23,791	$327,440 Land $32,380 Building $295,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · lower than 67% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	51 EAST WATER serves 2,500 people · EPA ID OK3006003
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	3 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20