3909 E Howell St, Seattle, WA 98122 Property Records

King County property record for 3909 E Howell St, Seattle, WA 98122

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,380 sqft · built 2018
Lot Size	0.178 acres (7,762 sqft)
Owner	2 Individual Names on File
Last Sale	$5,937,000 (Mar 2024)
Tax Bill	$46,071 (2026)
Deeds & Mortgages	Mar 2024 Sale Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`632100-0005`

Property Details

APN / Parcel Number

Primary APN	`632100-0005`
Alternative APN	`632100000504`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Building Area	3,380 sqft Living Area
Gross Area	4,370 sqft
1st Floor Area	1,950 sqft
2nd Floor Area	1,430 sqft
Upper Floors Area	120 sqft
Basement Area	990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	7,762 sqft (0.178 acres)
View / Lot	Water View
Garage Type	Carport
Garage Area	350 sqft
Carport	Carport
Carport Area	350 sqft
Parking Spaces	1 Parking Space
Deck Area	340 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	632100000504
Street Address	3909 E HOWELL ST
City	SEATTLE
State	WA
Zip	98122-3501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR2
Legal Description	OBSERVATORY ADD PLAT BLOCK: 2 PLAT LOT: 1
Legal Subdivision	OBSERVATORY ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1012
Census Tract	7800

Owner

Source: King County assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3909 E HOWELL ST, SEATTLE, WA 98122-3501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Jan 28, 2019	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 15, 2024 · Amount on Record
Deed Sale	Mar 15, 2024 · Amount on Record
Prior Sale	Jul 29, 2016 · Amount on Record
Deed Document Number	2024446
Prior Transfer Date	Jul 30, 2015
Prior Transfer Doc	0000000633
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Mar 15, 2024
Property Address	3909 E HOWELL ST, SEATTLE, WA 98122-3501
Document Number	0000000446
Map Reference	VOL 10 PG 4
Instrument Date	Mar 14, 2024
Instrument	20240315000446
Transaction Type	Transfer
Record Updated	Mar 28, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 E HOWELL ST, SEATTLE, WA 98122-3501

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	3909 E HOWELL ST, SEATTLE, WA 98122-3501
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000971
Date	Oct 14, 2022
Instrument	20221014000971

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 6, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	3909 E HOWELL ST, SEATTLE, WA 98122-3501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001015
Date	Jan 28, 2019
Instrument	20190128001015

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	10.5%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	3909 E HOWELL ST, SEATTLE, WA 98122-3501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001264
Date	Jun 17, 2020
Instrument	20200617001264

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$46,071.00 (+11.13%)
2025		$4,549,000 (+3.25%) Land $2,703,000 Building $1,846,000	$4,549,000 (+3.25%) Land $2,703,000 Building $1,846,000
2024	$41,458.00 (+5.24%)	$4,406,000 (-7.16%) Land $2,703,000 Building $1,703,000	$4,406,000 (-7.16%) Land $2,703,000 Building $1,703,000
2023		$4,746,000 (-) Land $2,520,000 Building $2,226,000	$4,746,000 (-) Land $2,520,000 Building $2,226,000
2022	$39,395.00	$4,746,000 Land $2,520,000 Building $2,226,000	$4,746,000 Land $2,520,000 Building $2,226,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1997–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile USA, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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