3909 E Chippewa Trl, Granbury, TX 76048 Property Records

Hood County property record for 3909 E Chippewa Trl, Granbury, TX 76048

Property Summary

Property Type	Single Family Home
Details	2,077 sqft · built 1988
Lot Size	0.281 acres (12,238 sqft)
Owner	Individual Name on Record
Tax Bill	$3,693 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12534.000.1239.0`

Property Details

APN / Parcel Number

Primary APN	`12534.000.1239.0`

Interior

Stories	2 Stories
Building Area	2,077 sqft Living Area
1st Floor Area	1,577 sqft
2nd Floor Area	500 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	12,238 sqft (0.281 acres)
View / Lot	Waterfront / Beach
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	195 sqft
Storage Building	Storage Building
Boat Access	Boat Access

Location & Zoning

Street Address	3909 E CHIPPEWA TRL
City	GRANBURY
State	TX
Zip	76048-6010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 1239 SUBD: INDIAN HARBOR PH 14
Legal Subdivision	INDIAN HARBOR
Legal Phase	14
Legal Lot Number	1239
Jurisdiction	HOOD TX
Township / Civil Division	GRANBURY EAST
Census Block Group	2
Census Block	2002
Census Tract	160211

Owner

Source: Hood County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3909 E CHIPPEWA TRL, GRANBURY, TX 76048-6010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK.
Mar 27, 2024	Deed of Trust, Mortgage · ARM FIRST FINANCIAL BANK
Jun 13, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2017
Deed Sale	Feb 14, 2017
Prior Sale	Aug 21, 2006 · Amount on Record
Deed Document Number	20171970
Prior Transfer Date	Dec 12, 2007
Prior Transfer Doc	0000000773
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOOD TX
Recording Date	Apr 24, 2026
Property Address	3909 E CHIPPEWA TRL, GRANBURY, TX 76048-6010
Document Number	0000005316
Instrument Date	Apr 17, 2026
Instrument	20265316
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TOWN SQUARE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 E CHIPPEWA TRL, GRANBURY, TX 76048-6010

Mortgage

Document Number	0000005316,
Date	Apr 24, 2026
Instrument	20265316

Lender

Name	FIRST FINANCIAL BANK.

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOOD TX
Property Address	3909 E CHIPPEWA TRL, GRANBURY, TX 76048-6010
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 E CHIPPEWA TRL, GRANBURY, TX 76048-6010

Mortgage

Document Number	0000003822
Date	Mar 27, 2024
Instrument	2024-0003822

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	STEPHENVILLE, TX 76401

Agreement

Type	ARM
Amount	Amount Recorded
Term	225 Months
Due	Dec 6, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Index	6-Month CD Rate

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOOD TX
Property Address	3909 E CHIPPEWA TRL, GRANBURY, TX 76048-6010
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 E CHIPPEWA TRL, GRANBURY, TX 76048-6010

Mortgage

Document Number	0000007524
Date	Jun 13, 2023
Instrument	2023-0007524

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	STEPHENVILLE, TX 76401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	234 Months
Due	Dec 6, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hood County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hood County
Unified School District	Granbury Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,693.00 (-40.56%)	$430,260 (-16.96%) Land $205,000 Building $302,090	$507,090 (-2.14%) Land $205,000 Building $302,090
2025	$6,213.00 (+88.22%)	$518,160 (+2.41%) Land $205,000 Building $313,160	$518,160 (+2.41%) Land $205,000 Building $313,160
2023	$3,301.00 Homeowner's exemption Disabled Person's exemption	$505,980 Land $205,000 Building $300,980	$505,980 Land $205,000 Building $300,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACTON MUD serves 20,458 people · EPA ID TX1110007
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Cadmium resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	28 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Element8, Nextlink.

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