3909 E Blue Spruce Ln, Gilbert, AZ 85298 Property Records

Maricopa County property record for 3909 E Blue Spruce Ln, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,905 sqft · built 2014
Lot Size	0.12 acres (5,232 sqft)
Owner	2 Individual Names on Record
Last Sale	$497,000 (Mar 2020)
Tax Bill	$2,448 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-73-561`

Property Details

APN / Parcel Number

Primary APN	`304-73-561`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,905 sqft Living Area
1st Floor Area	1,361 sqft
2nd Floor Area	1,544 sqft

Exterior

Year Built	Built 2014
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,232 sqft (0.12 acres)
Parking Spaces	2 Parking Spaces
Pool Area	200 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3909 E BLUE SPRUCE LN
City	GILBERT
State	AZ
Zip	85298-0433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	BRIDGES EAST PARCEL 3-3 MCR 1122-49
Legal Range	06E
Legal Township	02S
Legal Section	14
Legal Subdivision	BRIDGES EAST PARCEL 3-3
Legal Lot Number	69
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1018
Census Tract	816302

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3909 E BLUE SPRUCE LN, GILBERT, AZ 85298-0433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage HARD MONEY LLC
Mar 23, 2020	Warranty Deed, Transfer · Conventional with PMI BURLEY KILL LLC
Jan 24, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2020 · Amount on Record
Deed Sale	Mar 23, 2020 · Amount on Record
Prior Sale	Jan 24, 2018
Deed Document Number	20200247719
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3909 E BLUE SPRUCE LN, GILBERT, AZ 85298-0433
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 E BLUE SPRUCE LN, GILBERT, AZ 85298-0433

Mortgage

Document Number	0000645157
Date	Dec 19, 2023
Instrument	20230645157

Lender

Name	HARD MONEY LLC
Type	Non-Lending Institution
Address	POCATELLO, ID 83204

Agreement

Amount	Amount Recorded
Term	50 Months
Due	Feb 2, 2028

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 23, 2020
Property Address	3909 E BLUE SPRUCE LN, GILBERT, AZ 85298-0433
Document Number	0000247719
Instrument Date	Mar 20, 2020
Instrument	247719
Transaction Type	Transfer
Record Updated	Apr 7, 2020
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$497.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3909 E BLUC SPRUCE LN GILBERT AZ 85298, GILBERT, AZ 85298

Mortgage

Document Number	247720
Date	Mar 23, 2020
Instrument	247720

Lender

Name	BURLEY KILL LLC
Address	1111 YELLOWSTONE AVE, POCATELLO, ID 83201-4311

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 24, 2018
Property Address	3909 E BLUE SPRUCE LN, GILBERT, AZ 85298-0433
Document Number	0000059006
Instrument Date	Jan 24, 2018
Instrument	59006
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3909 E BLUE SPRUCE LN GILBERT AZ 852980433, GILBERT, AZ 85298-0433

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,210 (-3.7%)	$552,100 (-3.7%) Land $110,400 Building $441,700
2025	$2,448.00 (-6.78%)
2024		$57,330	$573,300 Land $114,600 Building $458,700
2023	$2,626.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, TREPIC Networks.

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