3909 E Amberwood Dr, Phoenix, AZ 85048 Property Records

Maricopa County property record for 3909 E Amberwood Dr, Phoenix, AZ 85048

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,899 sqft · built 1988
Lot Size	0.183 acres (7,993 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jul 2019)
Tax Bill	$2,240 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`301-79-991`

Property Details

APN / Parcel Number

Primary APN	`301-79-991`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,899 sqft Living Area
1st Floor Area	1,899 sqft

Exterior

Year Built	Built 1988
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,993 sqft (0.183 acres)
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3909 E AMBERWOOD DR
City	PHOENIX
State	AZ
Zip	85048-7342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LAKEWOOD PARCEL NO 6 LOTS 1 25 36 50 61 65-70 78 84-87 89-100 105-109 & 127 REPLAT MCR 314-39
Legal Range	03E
Legal Township	01S
Legal Section	36
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	LAKEWOOD PARCEL 6 REPLAT
Legal Lot Number	96 25
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1004
Census Tract	116713

Owner

3909 E Amberwood Dr is owned and occupied by an individual who bought it in July 2019.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3909 E AMBERWOOD DR, PHOENIX, AZ 85048-7342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage LHM FINANCIAL CORP
Jul 12, 2019	Warranty Deed, Transfer · Conventional Mortgage LHM FINANCIAL CORP
May 11, 2018	Quit Claim Deed, Transfer SECURITY TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on File
Deed Sale	Jul 12, 2019 · Amount on File
Prior Sale	May 11, 2018
Deed Document Number	20190529605
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3909 E AMBERWOOD DR, PHOENIX, AZ 85048-7342
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 E AMBERWOOD DR, PHOENIX, AZ 85048-7342

Mortgage

Document Number	0000522607
Date	Jun 23, 2022
Instrument	20220522607

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3909 E AMBERWOOD DR, PHOENIX, AZ 85048-7342
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	CHICAGO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000314621
Date	Apr 13, 2020
Instrument	20200314621

Lender

Name	LHM FINANCIAL CORP
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 12, 2019
Property Address	3909 E AMBERWOOD DR, PHOENIX, AZ 85048-7342
Document Number	0000529605
Map Reference	MB 314 PG 39
Instrument Date	Jul 8, 2019
Instrument	20190529605
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3909 E AMBERWOOD DR, 3909, PHOENIX, AZ 85048-7342

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3909 E AMBERWOOD DR, PHOENIX, AZ 85048-7342

Mortgage

Document Number	0000529606
Date	Jul 12, 2019
Instrument	20190529606

Lender

Name	LHM FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 11, 2018
Property Address	3909 E AMBERWOOD DR, PHOENIX, AZ 85048-7342
Document Number	0000363577
Instrument Date	May 11, 2018
Instrument	363577
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3909 E AMBERWOOD DR PHOENIX AZ 850487342, PHOENIX, AZ 85048-7342

Tax Assessment & Valuation

The 2025 property tax bill for 3909 E Amberwood Dr was $2,240, up 2.8% from the year before.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,660 (+9.82%)	$496,600 (+9.82%) Land $99,300 Building $397,300
2025	$2,240.00 (+2.85%)	$45,220 (-4.15%)	$452,200 (-4.15%) Land $90,400 Building $361,800
2024	$2,178.00 (-19.06%)	$47,180	$471,800 Land $94,300 Building $377,500
2023	$2,691.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3909 E Amberwood Dr in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3909 E Amberwood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 825 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, T-Mobile, Verizon.

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