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3909 E 21st St, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 3909 E 21st St, Sioux Falls, SD 57103

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 912 sqft · built 1963
Lot Size0.149 acres (6,508 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Aug 2013)
Tax Bill$3,532 (2025)
Deeds & MortgagesSep 2024 Sale & Mortgage
Jan 2017 Reverse Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-22-23-406-003-000

Property Details

APN / Parcel Number

Primary APN01-22-23-406-003-000
Alternative APN
  • 49159

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area912 sqft Finished Area
1st Floor Area912 sqft
Basement Area912 sqft
Finished Basement680 sqft
Family RoomFamily Room
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,508 sqft (0.149 acres)
Lot Dimensions105 ft deep x 62 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
Deck Area248 sqft
Patio Area248 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number49159
Street Address3909 E 21ST ST
CitySIOUX FALLS
StateSD
Zip57103-3518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 BLOCK 6 TERRACE LAWN ADDN TO CITY OF SIOUX FALLS
Legal SubdivisionTERRACE LAWN ADDN
Legal Block6
Legal Lot Number8
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group2
Census Block2007
Census Tract1804

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3909 E 21ST ST, SIOUX FALLS, SD 57103-3518
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2024Warranty Deed, Transfer · Conventional Mortgage
CU MORTGAGE DIRECT LLC
Jan 17, 2017Deed of Trust, Mortgage · Reverse Mortgage
GREAT WESTERN BANK
Mar 5, 2024Quit Claim Deed, Transfer
NOT AVAILABLE, RETURRRTUR STEWART TITLE CO
Jan 17, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2013 · Amount on Record
Deed SaleAug 30, 2013 · Amount on Record
Prior SaleAug 21, 2013 · Amount on Record
Deed Document Number2013326315
Deed Book / Page551 / 632
Prior Transfer DateAug 19, 2013
Prior Transfer Doc001742/705
Record UpdatedOct 29, 2026

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateSep 24, 2024
Property Address3909 E 21ST ST, SIOUX FALLS, SD 57103-3518
Document NumberDEEDS628/369
Book / PageDEEDS628 / 369
Instrument DateSep 19, 2024
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3801 W TECHNOLOGY CIR, SIOUX FALLS, SD 57106-4233

Transferred To (Grantee/Buyer)

NameVerified Name
Address3909 E 21ST ST, SIOUX FALLS, SD 57103-3518

Mortgage

Document NumberMTG1989/626
DateSep 24, 2024
Book PageMTG 1989/626
Lender
NameCU MORTGAGE DIRECT LLC
TypeMortgage Company
Address5010 S SOLBERG AVE, SIOUX FALLS, SD 57108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2054

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address3909 E 21ST ST, SIOUX FALLS, SD 57103-3518
Transaction TypeMortgage
Record UpdatedMay 7, 2024
Title CompanyNOT AVAILABLE, GREAT WESTERN BANK

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number001812/379
DateJan 17, 2017
Book Page1812/379
InstrumentR701193
Lender
NameGREAT WESTERN BANK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeReverse Mortgage
AmountAmount Recorded

March 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMINNEHAHA SD
Recording DateMar 5, 2024
Property Address3909 E 21ST ST, SIOUX FALLS, SD 57103-3518
Document NumberDEED624/607
Book / PageDEED 624 / 607
Instrument DateMar 4, 2024
Transaction TypeTransfer
Record UpdatedMay 7, 2024
Title CompanyNOT AVAILABLE, RETURRRTUR STEWART TITLE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressMINNEHAHA COUNTY STATE OF, SD

Transferred To (Grantee/Buyer)

NameVerified Name
Address3909 E 21ST ST, SIOUX FALLS, SD 57103-3518

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateJan 17, 2017
Property Address3909 E 21ST ST, SIOUX FALLS, SD 57103-3518
Document Number000573/707
Book / Page573 / 707
Instrument DateJan 13, 2017
InstrumentR701180
Transaction TypeTransfer
Record UpdatedMay 7, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4408 E 37TH ST, SIOUX FALLS, SD 57103-6556

Transferred To (Grantee/Buyer)

NameVerified Name
Address3909 E 21ST ST, SIOUX FALLS, SD 57103-3518
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$278,008 (+6.11%) Land $25,121 Building $252,887$278,008 Land $25,121 Building $252,887
2025$3,532.00$262,000 (+33.54%) Land $25,400 Building $236,600
2024$3,532.00 (+35.22%)$196,200 (+13.34%) Land $25,400 Building $170,800
2022$2,612.00$173,100 Land $25,400 Building $147,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.5% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX FALLS
serves 216,462 people · EPA ID SD4600294
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber · Cable in parts of the area		5,000 / 5,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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