3909 Delfaire Trce, Cumming, GA 30040 Property Records

Forsyth County property record for 3909 Delfaire Trce, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,258 sqft · built 2002
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Feb 2009)
Tax Bill	$3,437 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`129-000-188`

Property Details

APN / Parcel Number

Primary APN	`129-000-188`
Alternative APNs	`000000056402` `0000170409` `129 188`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,258 sqft Living Area
1st Floor Area	1,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000170409
Street Address	3909 DELFAIRE TRCE
City	CUMMING
State	GA
Zip	30040-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	2-1 157 LT26 PH2 UN1 MANC HESTER COURT
Legal Subdivision	MANCHESTER COURT
Legal Phase	2
Legal Block	1
Legal Lot Number	26
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	1
Census Block	1010
Census Tract	130410

Owner

3909 Delfaire Trce is owned and occupied by an individual who bought it in February 2009.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3909 DELFAIRE TRCE, CUMMING, GA 30040-1543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · Line of Credit GEORGIA UNITED CREDIT UNION
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
Nov 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2009 · Amount on File
Deed Sale	Feb 13, 2009 · Amount on File
Prior Sale	Jun 21, 2002 · Amount on File
Deed Book / Page	5324 / 302
Prior Transfer Date	Jun 18, 2002
Prior Transfer Doc	2341000646
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	3909 DELFAIRE TRCE, CUMMING, GA 30040-1543
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 DELFAIRE TRCE, CUMMING, GA 30040-1543

Mortgage

Document Number	0110790000000315
Date	Aug 29, 2023
Book Page	0000011079/0000000315

Lender

Name	GEORGIA UNITED CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	3909 DELFAIRE TRCE, CUMMING, GA 30040-1543
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 DELFAIRE TRCE, CUMMING, GA 30040-1543

Mortgage

Document Number	0103320000000553
Date	Aug 26, 2021
Book Page	0000010332/0000000553

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	3909 DELFAIRE TRCE, CUMMING, GA 30040-1543
Document Number	0087380165
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 DELFAIRE TRCE CUMMING GA 300401543, CUMMING, GA 30040-1543

Mortgage

Document Number	0087380165
Date	Nov 26, 2018
Book Page	008738/000165

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3909 Delfaire Trce was $3,437 with exemptions applied.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,437.00	$178,408 Land $66,000 Building $112,408	$446,020 Land $165,000 Building $281,020
2023	$2,841.00 (-6.45%) Homeowner's exemption	$162,176 (+43.28%) Land $62,000 Building $100,176	$405,440 (+43.28%) Land $155,000 Building $250,440
2022	$3,037.00 Homeowner's exemption	$113,188 Land $30,000 Building $83,188	$282,970 Land $75,000 Building $207,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3909 Delfaire Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3909 Delfaire Trce is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMMING serves 58,661 people · EPA ID GA1170000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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