3909 Cuddy Dr, Denton, TX 76210 Property Records

Denton County property record for 3909 Cuddy Dr, Denton, TX 76210

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,039 sqft · built 2016
Lot Size0.142 acres (6,229 sqft)
OwnerIndividual Name on File
Tax Bill$8,057 (2023)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR676337

Property Details

APN / Parcel Number

Primary APNR676337
Alternative APNs
  • SD4488A-000000E-0000-0002-0000
  • 947268

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,039 sqft Living Area
Gross Area2,437 sqft
1st Floor Area2,039 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,229 sqft (0.142 acres)
Garage TypeAttached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area179 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number947268
Street Address3909 CUDDY DR
CityDENTON
StateTX
Zip76210-1457
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTEASLEY TRAILS PHASE III BLK E LOT 2
Legal SubdivisionTEASLEY TRAILS PHASE III
Legal BlockE
Legal Lot Number2
JurisdictionDENTON TX
Township / Civil DivisionDENTON
Census Block Group4
Census Block4013
Census Tract21304

Owner

Source: Denton County records · APN R676337

Assessment roll updated July 25, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3909 CUDDY DR, DENTON, TX 76210-1457
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 09, 2016
Deed SaleDec 09, 2016
Deed Document Number2016-154839
Record UpdatedJun 07, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENTON TX
Property Address3909 CUDDY DR, DENTON, TX 76210-1457
Transaction TypeMortgage
Record UpdatedJan 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3909 CUDDY DR, DENTON, TX 76210-1457

Mortgage

Document Number0000234539
DateDec 29, 2021
Instrument2021-234539
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueJan 01, 2047

Tax Assessment & Valuation

Source: Denton County records · Assessment roll updated July 25, 2023 · Last verified April 2024

Property Jurisdictions

TypeName
StateTexas
CountyDenton County
MunicipalityDenton City
Unified School DistrictDenton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$8,057.00 (+13.88%)$421,981 Land $93,435 Building $328,546$421,981 Land $93,435 Building $328,546
2022$7,075.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Denton County (48121C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481210213044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 539 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, ElektraFi, Hotwire Communications.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF DENTON
serves 150,037 people
Water SourceSurface water
Last State InspectionApr 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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