3909 Crescendo Ln, Modesto, CA 95355 Property Records

Stanislaus County property record for 3909 Crescendo Ln, Modesto, CA 95355 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,806 sqft · built 2003
Lot Size	0.179 acres (7,840 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Apr 2016)
Tax Bill	$4,135 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`085-047-023-000`

Property Details

APN / Parcel Number

Primary APN	`085-047-023-000`
Alternative APN	`0854723`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,806 sqft Living Area

Exterior

Year Built	Built 2003
Construction Type	Wood
Lot Area	7,840 sqft (0.179 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0854723
Street Address	3909 CRESCENDO LN
City	MODESTO
State	CA
Zip	95355-7331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE HIGHLANDS #7 (40M45) BLK 11740 LOT 8
Legal Subdivision	VILLAGE HIGHLANDS #7
Legal Block	11740
Legal Lot Number	8
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1005
Census Tract	915

Owner

Source: Stanislaus County records · APN 085-047-023-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3909 CRESCENDO LN, MODESTO, CA 95355-7331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Line of Credit VALLEY FIRST CU
Apr 08, 2024	Deed of Trust, Mortgage · Line of Credit VALLEY FIRST CU
Dec 15, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 08, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 16, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2016 · Amount on Record
Deed Sale	Apr 28, 2016 · Amount on Record
Prior Sale	Sep 15, 2004
Deed Document Number	2016-0030839
Record Updated	Jun 07, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3909 CRESCENDO LN, MODESTO, CA 95355-7331
Transaction Type	Mortgage
Record Updated	Dec 01, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 CRESCENDO LN, MODESTO, CA 95355-7331

Mortgage

Document Number	0000056998
Date	Nov 18, 2025
Instrument	2025-0056998

Lender

Name	VALLEY FIRST CU
Type	Credit Union
Address	MODESTO, CA 95353

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3909 CRESCENDO LN, MODESTO, CA 95355-7331
Transaction Type	Mortgage
Record Updated	Apr 18, 2024
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 CRESCENDO LN, MODESTO, CA 95355-7331

Mortgage

Document Number	0000015542
Date	Apr 08, 2024
Instrument	2024-0015542

Lender

Name	VALLEY FIRST CU
Type	Credit Union
Address	MODESTO, CA 95353

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3909 CRESCENDO LN, MODESTO, CA 95355-7331
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 CRESCENDO LN, MODESTO, CA 95355-7331

Mortgage

Document Number	0000116751
Date	Dec 15, 2021
Instrument	2021-0116751

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3909 CRESCENDO LN, MODESTO, CA 95355-7331
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008480
Date	Feb 08, 2018
Instrument	2018-0008480

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3909 CRESCENDO LN, MODESTO, CA 95355-7331
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062727
Date	Sep 16, 2019
Instrument	2019-0062727

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3909 CRESCENDO LN, MODESTO, CA 95355-7331
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 CRESCENDO LN, MODESTO, CA 95355-7331

Mortgage

Document Number	0000106653
Date	Dec 24, 2020
Instrument	2020-0106653

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,135.00 (+4.31%) Homeowner's exemption	$343,294 (+4.04%) Land $100,620 Building $242,674
2023	$3,964.00 (+4.26%) Homeowner's exemption	$329,965 Land $96,714 Building $233,251
2022	$3,802.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanislaus County (06099C), updated October 23, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060990009151, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Ayera Technologies	Fixed Wireless	1,000 / 500
ezWave	Fixed Wireless (unlicensed)	1,000 / 200
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Cal.net	Fixed Wireless (unlicensed)	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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