3909 Buckingham Loop Dr, Valrico, FL 33594 Property Records

Hillsborough County property record for 3909 Buckingham Loop Dr, Valrico, FL 33594

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,639 sqft · built 1989
Lot Size	0.34 acres (14,840 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Sep 2023)
Tax Bill	$8,959 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0867692174`

Property Details

APN / Parcel Number

Primary APN	`0867692174`
Alternative APN	`U32292134I000005000070`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,639 sqft Heated Area
1st Floor Area	2,639 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,840 sqft (0.34 acres)
Lot Dimensions	140 ft deep x 106 ft wide
Garage Area	641 sqft
Parking Spaces	2 Parking Spaces
Pool Area	720 sqft
Porch	Open Porch
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0867692174
Street Address	3909 BUCKINGHAM LOOP DR
City	VALRICO
State	FL
Zip	33594-4813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-3
Legal Description	BUCKINGHAM UNIT II LOT 7 BLOCK 5
Legal Range	21E
Legal Township	29S
Legal Section	32
Legal Subdivision	BUCKINGHAM UNIT II
Legal Block	5
Legal Lot Number	7
Legal Unit	2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2007
Census Tract	13205

Owner

Source: Hillsborough County records · APN 0867692174

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3909 BUCKINGHAM LOOP DR, VALRICO, FL 33594-4813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Mar 10, 2015 · Amount on Record
Deed Document Number	2023437055
Record Updated	Jun 08, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Sep 29, 2023
Property Address	3909 BUCKINGHAM LOOP DR, VALRICO, FL 33594-4813
Document Number	0000437055
Map Reference	MB 66 PG 30
Instrument Date	Sep 29, 2023
Instrument	2023437055
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	ALL AMERICAN TITLE PROS LLLP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 AMERICAN EAGLE BLVD, SUN CITY CENTER, FL 33573-5284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 BUCKINGHAM LOOP DR, VALRICO, FL 33594-4813

Mortgage

Document Number	0000437056
Date	Sep 29, 2023
Instrument	2023437056

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,959.00 (+103.57%) Homeowner's exemption	$490,462 (+88.48%) Land $126,882 Building $363,580	$490,462 (+24.09%) Land $126,882 Building $363,580
2023	$4,401.00 (+4.69%) Homeowner's exemption	$260,218 (+3%)	$395,232 (+1.33%) Land $112,784 Building $282,448
2022	$4,204.00 Homeowner's exemption	$252,639	$390,060 Land $112,784 Building $277,276

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2002 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 471 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.