Buchanan County property record for 3909 Bucher Dr, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 1,152 sqft · built 1967 |
| Lot Size | 0.255 acres (11,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $124,400 (Oct 2018) |
| Tax Bill | $1,223 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Feb 2023 Mortgage + 1 more |
| APN | 06-6.0-23-002-001-019.000 |
| Primary APN | 06-6.0-23-002-001-019.000 |
|---|
| Building Area | 1,152 sqft Base Area |
|---|---|
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 11,136 sqft (0.255 acres) |
| Lot Dimensions | 139 ft deep x 80 ft wide |
| Street Address | 3909 BUCHER DR |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-1647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:BUCHER ACRES LOT:3 BLK:LGL DESC:PART L 3 BEG NW COR L 3 TH S 139.2' TO SW COR TH N 71 DEG 42' E 80' TH N 13 DEG 49' W 108.46' TO N/L L 3 TH N 80 DEG 04' W 50.8' TO POB |
| Legal Subdivision | BUCHER ACRES |
| Legal Lot Number | 3 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1700 |
3909 Bucher Dr is owned and occupied by two individuals who bought it in October 2018.
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3909 BUCHER DR, SAINT JOSEPH, MO 64503-1647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2025 | Deed of Trust, Mortgage · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Feb 9, 2023 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Oct 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2018 · Amount on File |
| Deed Sale | Oct 26, 2018 · Amount on File |
| Prior Sale | Jun 29, 2016 · Amount on File |
| Deed Document Number | 201810134 |
| Deed Book / Page | 3712 / 611 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3909 BUCHER DR, SAINT JOSEPH, MO 64503-1647 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Title Company | POWER SETTLEMENT SERVICES LP, EMPOWER SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3909 SUCHER DRIVE, SAINT JOSEPH, MO 64503 |
| Document Number | 003811/366 |
|---|---|
| Date | Sep 11, 2025 |
| Book Page | 3811/366 |
| Instrument | 2025007421 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22031 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3909 BUCHER DR, SAINT JOSEPH, MO 64503-1647 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3909 BUCHER DR, SAINT JOSEPH, MO 64503-1647 |
| Document Number | 003784/441 |
|---|---|
| Date | Feb 9, 2023 |
| Book Page | 3784/441 |
| Instrument | 2023000923 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 309 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Oct 26, 2018 |
| Property Address | 3909 BUCHER DR, SAINT JOSEPH, MO 64503-1647 |
| Document Number | 003712/611 |
| Book / Page | 3712 / 611 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 2018010134 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | ADVANTAGEONE TITLE, ADVANTAGE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3909 BUCHER DR, SAINT JOSEPH, MO 64503-1647 |
| Document Number | 003712/613 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 3712/613 |
| Instrument | 2018010135 |
| Name | PRIMELENDING |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3909 Bucher Dr was $1,223.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,223.00 | $17,050 Land $3,040 Building $14,010 | $89,760 Land $16,000 Building $73,760 |
| 2024 | $1,223.00 (+15.7%) | ||
| 2023 | $1,057.00 (-0.66%) | $16,080 (-) Land $3,040 Building $13,040 | $84,620 Land $16,000 Building $68,620 |
| 2022 | $1,064.00 | $16,080 Land $3,040 Building $13,040 | |
| 2021 | $84,620 Land $16,000 Building $68,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 3909 Bucher Dr.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3909 Bucher Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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