3909 Berkeley Dr, Toledo, OH 43612 Property Records

Lucas County property record for 3909 Berkeley Dr, Toledo, OH 43612

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,638 sqft · built 1922
Lot Size	0.131 acres (5,700 sqft)
Owner	Individual Name on File
Last Sale	$81,900 (Jan 2001)
Tax Bill	$1,702 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-09907`

Property Details

APN / Parcel Number

Primary APN	`04-09907`
Alternative APN	`03139011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,638 sqft Living Area
Gross Area	3,094 sqft
1st Floor Area	910 sqft
2nd Floor Area	728 sqft
Attic	Attic
Attic Area	728 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Metal
Foundation Type	Raised
Lot Area	5,700 sqft (0.131 acres)
Lot Dimensions	127 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3909 BERKELEY DR
City	TOLEDO
State	OH
Zip	43612-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RD6
Legal Description	DIXON PLACE LOT 50
Legal Subdivision	DIXON PLACE
Legal Tract	6
Legal Lot Number	50
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1004
Census Tract	602

Owner

3909 Berkeley Dr is owned and occupied by an individual who bought it in January 2001.

Source: Lucas County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3909 BERKELEY DR, TOLEDO, OH 43612-1230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2001 · Amount on File
Deed Sale	Jan 9, 2001 · Amount on File
Deed Document Number	2001446
Deed Book / Page	100015 / B08
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3909 BERKELEY DR, TOLEDO, OH 43612-1230
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 BERKELEY DR, TOLEDO, OH 43612-1230

Mortgage

Document Number	0000026826
Date	Aug 18, 2023
Instrument	202308180026826

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,925 (-) Land $5,880 Building $24,045	$85,500 (-) Land $16,800 Building $68,700
2024	$1,702.00 (+14.3%)	$29,925 (+30.93%) Land $5,880 Building $24,045	$85,500 Land $16,800 Building $68,700
2023	$1,489.00 (-5.04%)	$22,855 (-) Land $3,745 Building $19,110
2022	$1,568.00 Homeowner's exemption	$22,855 Land $3,745 Building $19,110
2021			$65,300 Land $10,700 Building $54,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3909 Berkeley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3909 Berkeley Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 902 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Amplex Wireless, Omni Fiber, Verizon.

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