3909 Bayview Cir, Concord, CA 94520 Property Records

Contra Costa County property record for 3909 Bayview Cir, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,209 sqft · built 1967
Lot Size	0.266 acres (11,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Oct 2009)
Tax Bill	$5,001 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2025 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`110-352-028-2`

Property Details

APN / Parcel Number

Primary APN	`110-352-028-2`
Alternative APN	`110-352-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,209 sqft Living Area
Gross Area	1,664 sqft
1st Floor Area	1,209 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	11,600 sqft (0.266 acres)
Garage Type	Attached
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3909 BAYVIEW CIR
City	CONCORD
State	CA
Zip	94520-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	TRACT 2987 LOT 149 EX MR
Legal Subdivision	MOUNTAIN VIEW HOMES
Legal Tract	2987
Legal Lot Number	149
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	329000

Owner

Source: Contra Costa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3909 BAYVIEW CIR, CONCORD, CA 94520-1306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 21, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 15, 2023	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMEWARD RESID'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2009 · Amount on Record
Deed Sale	Oct 7, 2009 · Amount on Record
Prior Sale	Jul 1, 2009 · Amount on Record
Deed Document Number	2009236757
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 20, 2026
Property Address	3909 BAYVIEW CIR, CONCORD, CA 94520-1306
Document Number	0000087792
Instrument Date	Aug 14, 2026
Instrument	202687792
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 BAYVIEW CIR, CONCORD, CA 94520-1306

Mortgage

Document Number	0000087792,
Date	Aug 20, 2026
Instrument	202687792

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3909 BAYVIEW CIR, CONCORD, CA 94520-1306
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 BAYVIEW CIR, CONCORD, CA 94520-1306

Mortgage

Document Number	0000110403
Date	Oct 21, 2025
Instrument	2025- 110403

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3909 BAYVIEW CIR, CONCORD, CA 94520-1306
Transaction Type	Mortgage
Record Updated	Aug 23, 2023
Title Company	NOT AVAILABLE, MEMBERS OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 BAYVIEW CIR, CONCORD, CA 94520-1306

Mortgage

Document Number	0000078161
Date	Aug 15, 2023
Instrument	2023-078161

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3909 BAYVIEW CIR, CONCORD, CA 94520-1306
Document Number	0000096678
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3909 BAYVIEW CIR CONCORD CA 945201306, CONCORD, CA 94520-1306

Mortgage

Document Number	0000096678
Date	May 21, 2020
Instrument	96678

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3909 BAYVIEW CIR, CONCORD, CA 94520-1306
Document Number	0000155184
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3909 BAYVIEW CIR CONCORD CA 945201306, CONCORD, CA 94520-1306

Mortgage

Document Number	0000155184
Date	Sep 18, 2019
Instrument	155184

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3909 BAYVIEW CIR, CONCORD, CA 94520-1306
Document Number	0000109621
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3909 BAYVIEW CIR CONCORD CA 945201306, CONCORD, CA 94520-1306

Mortgage

Document Number	0000109621
Date	Jul 10, 2018
Instrument	109621

Lender

Name	HOMEWARD RESID'L
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$368,638 (+2%) Land $236,984 Building $131,654
2025	$5,001.00 (+5.04%)	$361,411 (+4.04%) Land $232,338 Building $129,073
2023	$4,761.00 (+1.64%)	$347,379 Land $223,317 Building $124,062
2022	$4,684.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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