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3909 Bayside Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3909 Bayside Dr, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 4,200 sqft · built 2004
Lot Size0.65 acres (28,314 sqft)
OwnerIndividual Name on Record
Last Sale$402,989 (Aug 2022)
Tax Bill$13,169 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Aug 2022 Sale
Flood ZoneZone VE (high risk)
APN01-749-09456012

Property Details

APN / Parcel Number

Primary APN01-749-09456012
Alternative APNs
  • 1-749-09456012
  • 74909456012

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,200 sqft Living Area
1st Floor Area2,342 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area28,314 sqft (0.65 acres)
View / LotWaterfront
Garage TypeCarport
Garage Area484 sqft
CarportCarport
Carport Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area160 sqft
Deck Area168 sqft
Shed1 Shed
Shed Area144 sqft
Gazebo82 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number74909456012
Street Address3909 BAYSIDE DR
CityEDGEWATER
StateMD
Zip21037-4435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal Description.656 AC SHOREHAM BEACH
Legal SubdivisionSHOREHAM BEACH
Legal Block3
Legal Lot Number17
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1001
Census Tract701201

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3909 BAYSIDE DR, EDGEWATER, MD 21037-4435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2026Deed of Trust, Mortgage · Line of Credit
SHORE UNITED BANK
Aug 26, 2022Deed, Transfer
NOT AVAILABLE, CERTIFIED TITLE CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2022 · Amount on Record
Deed SaleAug 26, 2022 · Amount on Record
Prior SaleDec 2, 2013 · Amount on Record
Deed Book / Page39058 / 78
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Recording DateApr 9, 2026
Property Address3909 BAYSIDE DR, EDGEWATER, MD 21037-4435
Document Number4224000237
Book / Page42248 / 237
Instrument DateApr 3, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3909 BAYSIDE DR, EDGEWATER, MD 21037-4435

Mortgage

Document Number4224000237,
DateApr 9, 2026
Book Page42248/237
Lender
NameSHORE UNITED BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateAug 26, 2022
Property Address3909 BAYSIDE DR, EDGEWATER, MD 21037-4435
Document Number0390580078
Book / Page39058 / 78
Instrument DateFeb 6, 2019
Transaction TypeTransfer
Record UpdatedSep 14, 2022
Title CompanyNOT AVAILABLE, CERTIFIED TITLE CORPORATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3909 BAYSIDE DR, EDGEWATER, MD 21037-4435

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,463,200 (+9.07%) Land $619,800 Building $843,400$1,463,200 (-) Land $619,800 Building $843,400
2025$13,169.00 (+4.2%) Homeowner's exemption$1,341,467 (+22.17%)$1,463,200 (+33.26%) Land $619,800 Building $843,400
2024$12,638.00 (+12.69%)
2023$11,215.00 Homeowner's exemption$1,098,000 Land $445,300 Building $652,700$1,098,000 Land $445,300 Building $652,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 49 policies
Nearby Flood Policies49 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimAug 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber		980 / 880

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