Guilford County property record for 3909 Banoak St, High Point, NC 27265
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,080 sqft · built 1987 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jan 2005) |
| Tax Bill | $3,220 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 7813123136-000 |
| Primary APN | 7813123136-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,080 sqft Living Area |
| Gross Area | 2,563 sqft |
| 1st Floor Area | 1,090 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Deck Area | 696 sqft |
| Storage Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 4705408001 |
|---|---|
| Street Address | 3909 BANOAK ST |
| City | HIGH POINT |
| State | NC |
| Zip | 27265-9633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | 22 SEC 3 PB81-55 BANOAK ST PL:81-55 |
| Legal Township | 18 |
| Legal Subdivision | BANOAK |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | GUILFORD NC |
| Township / Civil Division | DEEP RIVER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 16305 |
3909 Banoak St is owned and occupied by an individual who acquired it in January 2020.
Source: Guilford County records, as of September 9, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3909 BANOAK ST, HIGH POINT, NC 27265-9633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2020 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Jan 28, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2005 · Amount on File |
| Deed Sale | Jan 18, 2005 · Amount on File |
| Deed Document Number | 2005925087 |
| Deed Book / Page | 6242 / 300 |
| Last Transfer Date | Jan 9, 2020 |
| Transfer Doc | 0085410540 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUILFORD NC |
| Property Address | 3909 BANOAK ST, HIGH POINT, NC 27265-9633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0082511069 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 8251/1069 |
| Instrument | 2020011976 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | HIGH POINT, NC 27265 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 11, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUILFORD NC |
| Recording Date | Jan 28, 2020 |
| Property Address | 3909 BANOAK ST, HIGH POINT, NC 27265-9633 |
| Document Number | 0082410540 |
| Book / Page | 008241 / 000540 |
| Instrument Date | Jan 9, 2020 |
| Instrument | 5689 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3909 BANOAK ST HIGH POINT NC 272659633, HIGH POINT, NC 27265-9633 |
The 2025 property tax bill for 3909 Banoak St was $3,220.
Source: Guilford County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Guilford County |
| Municipality | High Point City |
| Unified School District | Guilford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,220.00 | $233,700 Land $65,000 Building $168,700 | $233,700 Land $65,000 Building $168,700 |
| 2024 | $3,220.00 (+2.22%) | ||
| 2023 | $3,150.00 | $233,700 Land $65,000 Building $168,700 | $233,700 (-) Land $65,000 Building $168,700 |
| 2022 | $233,700 Land $65,000 Building $168,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3909 Banoak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3909 Banoak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HIGH POINT serves 118,662 people · EPA ID NC0241020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
5G (outdoors only) and 4G LTE
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