Indian River County property record for 3909 58th Cir, Vero Beach, FL 32966
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,676 sqft · built 1996 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $264,000 (May 2019) |
| Tax Bill | $3,600 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Aug 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-39-29-00008-0000-00039.0 |
| Primary APN | 32-39-29-00008-0000-00039.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,676 sqft Living Area |
| Gross Area | 2,076 sqft |
| 1st Floor Area | 1,676 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 145 ft deep x 83 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 768 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 260 sqft |
| Patio Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3909 58TH CIR |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32966-6523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | SYLVAN LAKES SUB LOT 39 PBI 13-17 |
| Legal Range | 39E |
| Legal Township | 32S |
| Legal Section | 29 |
| Legal Subdivision | SYLVAN LAKES SUBDIVISION |
| Legal Block | 1482 |
| Legal Lot Number | 39 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 50811 |
3909 58th Cir is owned and occupied by two individuals who bought it in May 2019.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3909 58TH CIR, VERO BEACH, FL 32966-6523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Aug 31, 2020 | Deed of Trust, Transfer · Conventional with PMI BEELINE LNS INC |
| May 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Nov 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Nov 10, 2017 | Deed of Trust, Mortgage FEDERAL HOUSING COMMISSIONER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2019 · Amount on File |
| Deed Sale | May 28, 2019 · Amount on File |
| Prior Sale | Mar 5, 2013 · Amount on File |
| Deed Document Number | 201931154 |
| Deed Book / Page | 3210 / 137 |
| Prior Transfer Date | Mar 13, 1996 |
| Prior Transfer Doc | 1095000614 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 3909 58TH CIR, VERO BEACH, FL 32966-6523 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3909 58TH CIR, VERO BEACH, FL 32966-6523 |
| Investor | Possibly a Property Investor |
| Document Number | 0035182442 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | 3518/2442 |
| Instrument | 3120220014962 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 3909 58TH CIR, VERO BEACH, FL 32966-6523 |
| Document Number | 0033352245 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3909 58TH CIR VERO BEACH FL 329666523, VERO BEACH, FL 32966-6523 |
| Document Number | 0033352245 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 003335/002245 |
| Instrument | 52687 |
| Name | BEELINE LNS INC |
|---|---|
| Address | 188 VALLEY ST # 225, PROVIDENCE, RI 02909-2468 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 7, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 28, 2019 |
| Property Address | 3909 58TH CIR, VERO BEACH, FL 32966-6523 |
| Document Number | 0032100137 |
| Book / Page | 003210 / 000137 |
| Instrument Date | May 24, 2019 |
| Instrument | 31154 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,848.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3909 58TH CIR VERO BEACH FL 329666523, VERO BEACH, FL 32966-6523 |
| Document Number | 32100139 |
|---|---|
| Date | May 28, 2019 |
| Book Page | 003210/000139 |
| Instrument | 31155 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 3909 58TH CIR, VERO BEACH, FL 32966-6523 |
| Document Number | 0030732012 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3909 58TH CIR VERO BEACH FL 329666523, VERO BEACH, FL 32966-6523 |
| Document Number | 0030732012 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 003073/002012 |
| Instrument | 68483 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 936 Months |
| Due | Nov 28, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.61% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 3909 58TH CIR, VERO BEACH, FL 32966-6523 |
| Document Number | 0030740444 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2019 |
| Title Company | AMERICAN ADVISORS GROUP, AMERICAN ADVISORS GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3909 58TH CIR VERO BEACH FL 329666523, VERO BEACH, FL 32966-6523 |
| Document Number | 0030740444 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 003074/000444 |
| Instrument | 68798 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Amount | Amount on Record |
|---|---|
| Term | 936 Months |
| Due | Nov 29, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.16% |
The 2025 property tax bill for 3909 58th Cir was $3,600 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,600.00 Homeowner's exemption | $267,469 | $271,533 Land $33,335 Building $238,198 |
| 2023 | $3,343.00 (+4.44%) | $267,165 (+15.84%) Land $33,335 Building $233,830 | $267,165 (+15.84%) Land $33,335 Building $233,830 |
| 2022 | $3,201.00 | $230,642 Land $33,335 Building $197,307 | $230,642 Land $33,335 Building $197,307 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3909 58th Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 105 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3909 58th Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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