3909 4th St E, West Fargo, ND 58078 Property Records

Cass County property record for 3909 4th St E, West Fargo, ND 58078

Property Summary

Property Type	Other Improved
Lot Size	0.115 acres (5,012 sqft)
Owner	Company Name on File
Last Sale	$395,000 (May 2022)
Tax Bill	$9,791 (2025)
Deeds & Mortgages	May 2022 Sale & Line of Credit Oct 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`02-5233-00030-000`

Property Details

APN / Parcel Number

Primary APN	`02-5233-00030-000`

Exterior

Lot Area	5,012 sqft

Location & Zoning

Street Address	3909 4TH ST E
City	WEST FARGO
State	ND
Zip	58078-2865
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT: 3 BLOCK: 1 ADDITION: WESTVIEW 4TH ADDITION ADDITIONAL: WESTVIEW 4TH ADDN LT 3 BLK 1 **2-9-21 REPLAT FRM
Legal Subdivision	WEST
Legal Block	1
Legal Lot Number	3
Jurisdiction	CASS ND
Township / Civil Division	WEST FARGO
Census Block Group	2
Census Block	2019
Census Tract	40508

Owner

3909 4th St E is owned by a company that bought it in May 2022.

Source: Cass County records, as of April 13, 2026

Owner of Record	Company Name on File
Mailing Address	3909 4TH ST E, WEST FARGO, ND 58078-2865
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Warranty Deed, Transfer · Line of Credit BELL BANK
Oct 19, 2021	Warranty Deed, Transfer THE TITLE COMPANY COMMERCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2022 · Amount on File
Deed Sale	May 9, 2022 · Amount on File
Prior Sale	Oct 19, 2021 · Amount on File
Deed Document Number	20221664846
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	May 9, 2022
Property Address	3909 4TH ST E, WEST FARGO, ND 58078-2865
Document Number	0001664846
Instrument Date	May 6, 2022
Instrument	1664846
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	THE TITLE COMPANY COMMERCIAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 4TH ST E, WEST FARGO, ND 58078-2865

Mortgage

Document Number	0001664847
Date	May 9, 2022
Instrument	1664847

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 6, 2032

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Oct 19, 2021
Property Address	3909 4TH ST E, WEST FARGO, ND 58078-2865
Document Number	0001648719
Instrument Date	Oct 19, 2021
Instrument	1648719
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	THE TITLE COMPANY COMMERCIAL

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7250, FARGO, ND 58106-7250

Tax Assessment & Valuation

The 2025 property tax bill for 3909 4th St E was $9,791.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	West Fargo City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,791.00	$202,300 Land $47,600 Building $154,700	$404,600 Land $95,200 Building $309,400
2023	$9,149.00	$191,600 Land $47,600 Building $144,000	$383,200 Land $95,200 Building $288,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3909 4th St E in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3909 4th St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST FARGO serves 34,858 people · EPA ID ND0900999
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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