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3909 28th St, Highland, CA 92346 Property Records

San Bernardino County property record for 3909 28th St, Highland, CA 92346

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,914 sqft · built 1967
Lot Size0.213 acres (9,271 sqft)
Owner2 Individual Names on Record
Last Sale$171,500 (Nov 1995)
Tax Bill$3,632 (2025)
Deeds & MortgagesOct 2021 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN1199-141-13-0000

Property Details

APN / Parcel Number

Primary APN1199-141-13-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,914 sqft Living Area
Gross Area2,902 sqft
1st Floor Area1,242 sqft
2nd Floor Area672 sqft
Basement Area352 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleModern
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area9,271 sqft (0.213 acres)
Lot Dimensions127 ft deep x 73 ft wide
Garage TypeAttached
Garage Area636 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area585 sqft
Patio Area585 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal

Location & Zoning

Street Address3909 28TH ST
CityHIGHLAND
StateCA
Zip92346-1906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 7231 LOT 26
Legal SubdivisionTRACT 7231
Legal Tract7231
Legal Block3
Legal Lot Number26
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group3
Census Block3001
Census Tract7404

Owner

Source: San Bernardino County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3909 28TH ST, HIGHLAND, CA 92346-1906
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 1995 · Amount on Record
Deed SaleNov 17, 1995 · Amount on Record
Deed Document Number1995400054
Last Transfer DateNov 11, 2015
Transfer Doc0000523657
Record UpdatedOct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateOct 7, 2021
Property Address3909 28TH ST, HIGHLAND, CA 92346-1906
Document Number0000458684
Map ReferenceMB 100 PG 45-49
Instrument DateSep 15, 2021
Instrument2021-0458684
Transaction TypeTransfer
Record UpdatedOct 20, 2021
Title CompanyNOT AVAILABLE, FNC TITLE OF CALIFORNIA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3909 28TH ST, HIGHLAND, CA 92346-1906

Mortgage

Document Number0000458685
DateOct 7, 2021
Instrument2021-0458685
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term897 Months
DueJul 2, 2096
Interest
Rate TypeAdjustable Rate
Rate1.88%
Type Change DateNov 1, 2021
Max Rate6.88%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalitySan Bernardino City
Unified School DistrictSan Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$290,096 (+2%) Land $67,780 Building $222,316
2025$3,632.00 (+4.85%) Homeowner's exemption$284,408 (+4.04%) Land $66,451 Building $217,957
2023$3,464.00 (-0.12%) Homeowner's exemption$273,364 Land $63,871 Building $209,493
2022$3,468.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (2005–2010)
Claims Outside the SFHA4 of 4
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 65% of California
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST VALLEY WATER DISTRICT
serves 108,600 people · EPA ID CA3610064
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T, GeoLinks.

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